A lady owes my wife money for babysitting. Can she send her to collections?

If she has not paid by now, then you are probably SOL. You can sue in small claims court, but does she have any money? You should get paid when...

Trying to work out a payment plan with high interest loan (payday) ?

I agree with the previous answers. The interest rate on these loans is outlandish. You can file bankruptcy to get rid of the debt. Or you can...

If I had to obtain a new attorney because my attorney abandoned my case, can I sue him for the fees of the new attorney?

Your previous attorney is entitled to the fees he or she earned while representing you. What those actually are, your present attorney will have...

Do i still have to pay fines from 9 years ago if i served time in prison already?

I would suggest you talk to an attorney to find out what the actual facts are here. You need to get your "ducks in order" and then see if you can...

Chapter 7 ?

I agree with responders that you need to consult with a bankruptcy attorney. don't do things that you don't know the consequences of. ...

Can criminal restitution be discharged in a chapter 7 bankruptcy?

Not dischargeable. Maybe use chapter 13 to pay it though

Yes. if you refinance it you may be able to take their name off the loan. If not, then you are still both liable on the debt. Is the cosignor or...

Can the creditors still be discharged?

Get the creditors listed. There may be a fee to the Court for doing this. You will have to discuss this with your attorney as to why they were...

You can get the reaffirmation and file it yourself if you need to. Or you go to the attorney and have sit down with him to get resolved.

I agree with Jill. You either need to have a sit down with the attorney you retained or get someone else to look into this matter. It is not...