Archived
Will the court allow me to reserve enough money to pay for a car outright while in Chapter 13 bankruptcy?
Nicholas's answer
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Answered on September 28, 2020
It's not a simple "yes" or "no" answer. I have had the court allow savings in a ch. 13 plan under similar circumstances, but you won't know for...
How can I protect the home equity?
Nicholas's answer
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Answered on April 16, 2020
What matters legally as far as your equity in the house and protecting it from the trustee was the situation on the day your case was filed. It's...
Archived
I filed for a chapter 7 in September 2019 on the 24th and now we're getting Stimulus checks could my trustee take it?
Nicholas's answer
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Answered on April 09, 2020
I agree with my colleague. If your attorney has told you not to spend it, you must listen to your attorney. Nobody knows yet exactly what is going...
How does bankruptcy affect roommates and cosigners on an apartment?
Nicholas's answer
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Answered on February 21, 2020
You do list co-debtors on your obligations, including leases. The question of whether a roommate is considered part of your "household" size for...
Archived
I am being sued by a debt collector; what should I do?
Nicholas's answer
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Answered on February 21, 2020
It sounds like you should raise a statute of limitations defense. The limit for credit card debt in Kansas is 3 years. K.S.A. 60-512.
Archived
Can I change my chapter 7 bankruptcy if it has been discharged but the trustee has it open?
Nicholas's answer
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Answered on January 29, 2020
You can certainly file an amendment of your exemptions, and in Kansas the Earned Income Credit is exempt. However, once a ch. 7 is filed, you're...
Can I file bankruptcy on one main financial
Nicholas's answer
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Answered on January 07, 2020
I agree with my colleagues. You should not make a decision about bankruptcy without consulting a bankruptcy attorney. All your debts must be...
Archived
Are my parents still able to be a co-signer on my apartment even if they are currently on chapter 7 for bankruptcy?
Nicholas's answer
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Answered on December 09, 2019
I agree with my colleagues. If the landlord will accept your parent as co-signer, they can do it.
How can a judgement from 20 years ago guarnish my pay?
Nicholas's answer
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Answered on December 03, 2019
I agree with my colleagues. You'd have to know whether the judgment was renewed to know whether they can garnish on it.
Archived
Using a Chapter 13 bankruptcy, is it possible to have a debt to ex discharged?
Nicholas's answer
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Answered on December 03, 2019
I agree with my colleagues. If this debt existed before the divorce, it's likely dischargeable in a ch. 7 or a ch. 13. Talk to a bankruptcy...
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