Can payday loans and lines of personal lines of credit be included in a bankrupcy?

Yes, payday loans may be discharged or eliminated in bankruptcy. Certainly you should seek a free consultation with a bankruptcy attorney to...

As you received a final decree, that means your trustee must have filed a no asset report. That report meant the trustee decided not to claim any...

Claims against bankruptcy?

'When you file bankruptcy, the Clerk mails a notice of your filing to all of the creditors who you listed in your petition. They file a claim by...

Should I get an attorney? Or suffer the consequences?

By reaffirming you did agree to remain liable for the debt. If this was a second mortgage, it would make sense you are still liable after...

No, only the creditor you give a lien to can take your one car, as it is exempt from collection by creditors in Kansas up to a value of $20,000.

What are the chances that a credit agency will clean out my bank account?

Creditor in Kansas may not garnish until after they sue you and get a judgment. Bankruptcy can stop all collections on debt, even after they...

Is bankruptcy a good option for me?

You definitely should seek a free consultation with a bankruptcy attorney to explore ways to keep the car or to deal with the debt after repossession.

If I file bankruptcy in Kansas can I keep my car if I still owe money on the car?

You will need to pay your regular contract payments to keep the car in a chapter 7, or you could pay for the car over up to five years in a 13. ...

An answer is a document filed in Court that admits or denies what a lawsuit is alleging. If you do not file an answer, the plaintiff who filed the...

Can I object to the hearing requiring me to designate a single vehicle as exempt?

As you are beginning to learn, Kansas allows you to exempt your interest in ONE vehicle, worth up to $20,000 in equity, but not two vehicles. You...