Please explain what my legal responsibilities are under chap 13? Do I reaffirm if I want to keep my condo? Is mort part of a 13

No, you do not reaffirm a mortgage in a Chapter 13. All of your debts, including your mortgage, are "in" your bankruptcy. Your 13 Plan, which you...

They are threatening to turn the car in stolen?

I suspect this is a yo-yo transaction. The car is obviously not stolen, if you have some contract to purchase. If you do, then the car is yours,...

My boyfriend is in chapter 13 his car was in it but was totalled so trustee approved new loan thru car lot

There cannot be a first payment coming up on a loan that did not happen. It almost sounds as if it is a yo-yo transaction, where the dealer gives...

Separated from Spouse-to legalize or not to legalize.

You may file bankruptcy by yourself even though you remain married. You will list all property you own and all of your debts. Your husband may be...

Well, it depends on a number of things. Any secured payments on each vehicle will need to continue. In Kansas, you are allowed to exempt $20,000...

Missouri does have an exception that does not apply in all other states that might protect the joint assets owned by both spouses against a debt...

Lawsuit against a bank?

Creditors are like people in the sense they are different from on another. It sounds like one creditor is telling you no, which does not mean...

Is there anyway my dad can save his house?

The filing of a bankruptcy immediately puts in place an automatic stay order that stops all collection activity, including foreclosure. The...

Can someone else file bankruptcy on my credit card?

Her bankruptcy will indeed eliminate her obligation to pay you or your credit card. However, if you do not file bankruptcy, then you will still...

I am wondering what I should do since my car has been repossessed

Yes, you should seek a free consultation with a bankruptcy attorney. If you file a Chapter 13 quickly enough after the repossession, you could get...