Archived
What can I do to get my Mortgage loan reaffirmed or refinanced to show on my credit report as making payments?
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Answered on December 16, 2020
I disagree that mortgage reaffirmations are generally bad. You made payments and it would have been useful to get credit for the payments you...
I had a C7 and want to sell my home that has an 80/20 loan. Only the 80 was reaffirmed. Do I need to pay the 20 loan when sold?
Ryan's answer
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Answered on February 18, 2020
You need to give clear title to a seller. The 2nd mortgage holder will not release its lien unless it is paid or otherwise reaches an agreement...
Would a workers comp settlement be taken in bankruptcy?
Ryan's answer
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Answered on February 18, 2020
Every jurisdiction handles these differently. Most states exempt these types of awards, but to be certain, you should ask an attorney licensed to...
Archived
Can I stop paying my mortgage?
Ryan's answer
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Answered on February 18, 2020
Did you reaffirm your mortgage in the 2015 bankruptcy? If so, the mortgage survived the bankruptcy and the lender could pursue you if there is a...
Archived
Some questions about Chapter 7 bankruptcy?
Ryan's answer
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Answered on February 18, 2020
I agree with Mr. Antico but would also add that if you have a car loan prior to bankruptcy, typically reaffirmation agreements would keep the terms...
I was sued for a credit card debt and found guilty. They put a lien on my checking account. How do I get this removed?
Ryan's answer
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Answered on February 18, 2020
While I wish you would retain an attorney to help with your bankruptcy filing (and you may still be able to do so), if you file for Chapter 7...
Archived
In a chapter 13 bankruptcy to try to salvage house by Plan to catch up mortgage what happens to unsecured debt ?
Ryan's answer
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Answered on February 18, 2020
The fact that you are asking this very smart question means you should retain an attorney to prepare your bankruptcy schedules and plan to...
Can I file bankruptcy chapter 7 on Flexshopper account
Ryan's answer
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Answered on February 18, 2020
Good morning.
First, to be clear, when you file for bankruptcy protection, you have a duty to list ALL of your creditors, including companies or...
Archived
Do I have to amend my current Chapter 13 to a Chapter 11 to save property that is deeded to a business that I'm affiliated with?
Ryan's answer
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Answered on November 19, 2019
Attorney. Get One. Now. I'm not even sure you've identified the full set of facts and know what questions you need answered.
Archived
How can I have a judge favor on my behalf?
Ryan's answer
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Answered on November 19, 2019
Get an attorney familiar with real estate and local civil practice to break down what you might be entitled to as a result of your...
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