Questions answered by Errin Preston Stowell

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If my house is being foreclosed on and I was single when I bought it will my new wifes credit be affected?

Errin's answer | Answered on June 15, 2015

If your wife did not sign on any of the mortgages then the nonpayment of those mortgages will not show up on her credit report because it is not...

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Is minnesota a state that I have to know all the names of your debts to file bankruptcy? What if I dont?

Errin's answer | Answered on June 15, 2015

Some of your debts may be uncollectible at this point. Older debts tend to fall off a credit report once enough time has gone by, but that might...

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Certificate of Completion of Financial Management Course - is one required if you converted from Chapter 13 to Chapter 7?

Errin's answer | Answered on May 19, 2015

You need to take that course as soon as possible. The course certificate must be filed with the court before the discharge order comes through,...

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Is their any liability on the part of a party that files a lien in error that causes a foreclosure?

Errin's answer | Answered on April 27, 2015

You should immediately contact a local attorney, preferably one knowledgeable in real estate and foreclosure laws. You should also contact...

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Foreclosure and past due association fees?

Errin's answer | Answered on April 10, 2015

You will probably be liable for any association dues that existed up to the date of the foreclosure sale. The bank might end up paying those off,...

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How to vacate an old judgment that has been renewed

Errin's answer | Answered on February 16, 2015

If the creditor is not willing to work with you then you should at the least consider a personal bankruptcy, especially if you have other unsecured...

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Do I have any legal recourse for my attorney not reaffirming my house during bankruptcy after it was requested?

Errin's answer | Answered on February 02, 2015

In Minnesota, it is not considered good bankruptcy practice to allow a client to reaffirm on a mortgage. If you are having trouble with the...

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I have a unique situation where I bought into a business and found out it was misrepresented. Can I file Chapter 7 bankruptcy?

Errin's answer | Answered on January 26, 2015

You should speak with an experienced bankruptcy attorney as soon as possible. There are several details that would need to be discussed to...

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If a women has a judgment against her, and later remarries, can her new husbands be forced to use his income to pay on judgment

Errin's answer | Answered on December 29, 2014

If the judgment is only in the wife's name then the creditor cannot collect against the husband. But, be careful with any joint bank accounts...

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Bankruptcy help and questions

Errin's answer | Answered on December 14, 2014

It takes a lot of courage to decide to look into bankruptcy. Most people who do, however, find that it is often their best and most affordable...

Errin Preston Stowell's Answers (262)

If my house is being foreclosed on and I was single when I bought it will my new wifes credit be affected?

Is minnesota a state that I have to know all the names of your debts to file bankruptcy? What if I dont?

Certificate of Completion of Financial Management Course - is one required if you converted from Chapter 13 to Chapter 7?

Is their any liability on the part of a party that files a lien in error that causes a foreclosure?

Foreclosure and past due association fees?

How to vacate an old judgment that has been renewed

Do I have any legal recourse for my attorney not reaffirming my house during bankruptcy after it was requested?

I have a unique situation where I bought into a business and found out it was misrepresented. Can I file Chapter 7 bankruptcy?

If a women has a judgment against her, and later remarries, can her new husbands be forced to use his income to pay on judgment

Bankruptcy help and questions