Archived
My soon- to- be ex wants me to file bankruptcy with her before we divorce. I want to end the marriage ASAP. What should I do?
Errin's answer
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Answered on October 08, 2009
There may actually be some benefits to filing for bankruptcy jointly. For starters, your eligibility to file for a chapter 7, which sounds like...
Archived
I am one month behind in my mortage payment due to job loss and reduction of income. How long before forclouser takes affect.
Errin's answer
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Answered on September 29, 2009
It sounds as though you are in contact with your lender regarding obtaining a loan modification ... and that is a good thing to do. How much time...
Archived
Are these debt settlement companies telling the truth?
Errin's answer
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Answered on September 16, 2009
If your credit card company has already written off your account and sold it to a collection agency or collection firm then you might be able to...
Archived
Who pays for the house insurance during a foreclosure process?
Errin's answer
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Answered on September 16, 2009
I've seen many lenders take over the taxes and insurance payments, and then tack them on to the amount you owe them. The lender certainly doesn't...
Archived
What can I do if i was denied rental on false pretences and my girlfriends one cancelled eviction 3+ years ago?
Errin's answer
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Answered on September 15, 2009
You might want to consider contacting an attorney and have them contact the manager to request your money back and state that you are going to move...
Archived
I have a super high interest credit card that went out of business but i still and paying off
Errin's answer
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Answered on September 15, 2009
There are a number of things which could happen if you stop paying on your card. Once you go delinquent on your account you will likely get phone...
Archived
Settling on a credit card will it take longer to bring up my credit score versus paying the whole amount.
Errin's answer
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Answered on September 15, 2009
If your Mom's credit score has dipped down to 540 then she won't be hurt much more if she files for bankruptcy along with your Dad. Does she have...
Archived
After a judgment filed on 11/2003 how many years does it take to come off my credit, if debt not satisfied?
Errin's answer
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Answered on September 15, 2009
Most items will remain on your credit report for about 10 years whether it is "bad debt", judgments, or bankruptcy. The thing to keep in mind is...
Archived
Must I file for bankruptcy to remove bed debt from my credit history or does it eventually fall off?
Errin's answer
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Answered on September 15, 2009
Most items will remain on your credit report for about 10 years whether it is "bad debt", judgments, or bankruptcy. The thing to keep in mind is...
Archived
When a debtor dies what options does a co signer of a vehicle have to reduce the debt owed?
Errin's answer
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Answered on September 15, 2009
Unfortunately your grandfather is responsible for the full amount of the debt now. He should call the lender and explain what has happened and...
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