How long must I pay condo dues? My mortgage was discharged in bankruptcy a year ago. Bank doesn't respond. $400/mo since.

Did you give the house back in the bankruptcy or was the house foreclosed on later by the bank? You would most likely be responsible for condo...

Thomas c gallagher..whats implied consent?

"Implied Consent" usually refers to an implied consent law which essentially states that if you drive, operate, or are in physical control of a...

If the card is not in your name and you never used it then you should not be responsible for any of the debt on it. Best regards, Errin P....

Can our daughter's 18 year old friend who lives with us be included in determing household size for bankruptcy?

The general rule for household size is "heads on beds" ... so if she's living with you then she can be counted ... but you'd need to include as...

What affect, if any, will my son's SSI affect my bankruptcy filing?

If your son is living with you and contributes money toward the household expenses then that amount would need to be included in the "household"...

Bankruptcy

Yes, your husband can file on his own, but he will need to pass the means test which will require your income to be included along with his for the...

We filed chapter 7 a year ago now we are behind on our mortage, what are our options? We also have a 2nd mortage.

You might consider trying to get a loan modification on the first and then try to settle on the second. Since you already filed for chapter 7 then...

Savings/checking balances exempt?

Many chapter 7 cases result in no assets being available for the trustee to grab ... so depending on what assets you have you might be able to keep...

What can they do to protect themselves?

If the mortgage company decides to do a "foreclosure by advertisement" then they cannot come after your daughter and son-in-law for a deficiency on...

Landlord refusing to answer communication and not returning my damage deposit for no valid reason at all

You should check with the licensing department of your city to determine if your landlord is required to have a license to rent the property. You...