Archived
Collection company from a loan stating that they will come find me at my place of work. Am I going to be arrested?
Michael's answer
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Answered on June 18, 2019
At first blush, this appears to be a scam. The more egregious the violations of the FDCPA, the more likely that they are merely pickpockets trying...
What happens if a credit card company gets a judgement against me and my only income is social security?
Michael's answer
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Answered on June 12, 2019
No, but that answer doesn't mean that you don't have to do anything. Social security and Disability payments are non-garnishable. That means if you...
Archived
What is the best route for my mother she is 75(retired on fixed income)!?
Michael's answer
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Answered on May 05, 2019
Well, - Social security and Disability payments are non-garnishable. In fact - they are referred to as "exempt." That means that if she takes...
If someone stole my identity and bought a house, what rights do I have over the house?
Michael's answer
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Answered on April 08, 2019
Do you want the house or just not want to owe money on a house you don't own? This sounds almost certainly that you are a victim of Fraud and ID...
Archived
When does the statute of limitations on nonpayment of credit cards begin?
Michael's answer
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Answered on April 08, 2019
Typically - default is calculated 30 days after the payment is due.
Collection laws are complicated and they get confusing in a hurry. You...
Archived
What can I do ?
Michael's answer
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Answered on April 08, 2019
You DO need help, and fast. This sounds almost certainly that you are a victim of Fraud and ID theft.
Consumer identity is largely governed by...
Archived
Served garnish papers a work?
Michael's answer
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Answered on February 21, 2019
But it is your name? If so, this may be indicative of a bigger problem. There is a possiblility that either the collection agency or the creditor...
Archived
What do I do about identity theft that resulted into an assault charge I just found out about
Michael's answer
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Answered on February 08, 2019
You DO need help, and fast. The other attorney is right in that you need a criminal defense attorney. You also need someone to fix what the ID...
Archived
What can I do to stop a request of foreign judgement when the SOL has expired prior to the collector filing?
Michael's answer
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Answered on January 18, 2019
You might have something there. There is an alphabet soup of consumer protection laws that might be there to help you - it is hard to say what may...
Archived
A dealer sold us a car with a salvage title but wont tell us about the wreck it was in but a salvage title dint that mean it was
Michael's answer
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Answered on January 17, 2019
Well, some of this is going to depend on your paperwork, but, there is no such thing in Kansas as an "As-Is" car. All cars have an implied...
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