What do I need to do I just got a phone call from a collection agency about a credit card the last payment was made back in 2001

At first blush, this appears to be a scam. Your reaching out for advice is the right move here. Generally speaking, I tell my clients to ask Debt...

Is an estate that has property free & clear liable for credit card debt if the property is jointly owned by deceased & family

There are a lot of questions that need to be answered before anyone can give you solid information. Like for example, how long has it been since...

Garnishment

Social Security is special and is not garnishable. But, if you mix it with money in an account that is garnishable, it is no longer special. You...

How far back can a company go in collecting on a payday loan

I hear this same story almost every week. At first blush, this appears to be a scam. Your reaching out for advice is the right move here. Generally...

If a payday loan place sells your unpaid debt to a collection agency can the collection/mediation agency sue you for nonpayment?

I hear this same story almost every week. At first blush, this appears to be a scam. Your reaching out for advice is the right move here. Generally...

I am not sure exactly what has occurred from what you are saying, but it may be a case of ID theft. From here though, it depends on what you want...

Is there a rule about having to discharge student loan debt if they don't have all the paperwork that proves you owe it?

I think the best way to answer you is to re-frame your question first. Its not whether your loan is dischargeable (it doesn't work that way), it...

I cosigned on a car for a family member who may be facing repo, what happens to my loan with the same bank?

It will be as though you have a repossession on your credit record. They won't take the car that you have, but they will come after you for the...

I have my house loan with bank of America on my credit report they have me late 120days iI found they have my SS # wrong

In short, maybe. Loan Modifications are complicated. There are a set of rules that they have to follow, but they aren't laws like you are likely...

Is it right for the insurance company to pay my title loan and not get my car fixed first

That would depend upon the terms of your agreements. If you have a copy of the title loan, you should look it over or take it to an attorney to...