Archived
If a person in chapter 7 in eastern missouri moves to a new residence is he required to notify the court of his new address?
Rachel's answer
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Answered on January 22, 2013
My question is.why are you asking? If you are a Creditor talk to the attorney. If you are a debtor you want to keep the court and your attorney...
Archived
How and when do you let the mortgage company know that you have moved out of the house?
Rachel's answer
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Answered on January 17, 2013
Be sure to read my article. If you do not maintain the property until your name is off the deed you could end up with a code violation and a...
Archived
Tracking down old debt, Bankruptcy, Credit Report
Rachel's answer
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Answered on June 05, 2012
I also have clients list creditors that they think they may owe and list them as notice only. Keep in mind that you may be able to add creditors...
What does a mandatory court appearance without a fine mean for a parking ticket?
Rachel's answer
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Answered on June 05, 2012
This is the statute that I think your charge falls under. http://www.moga.mo.gov/statutes/c300-399/3000000440.htm Without knowing more facts I...
Archived
My father is 92 and has many medical bills he cannot pay. What will happens if he doesn't pay?
Rachel's answer
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Answered on June 05, 2012
In Missouri it sounds as it he would be judgment proof. This means he can be sued and the creditor can take a judgment but they cannot collect on...
Archived
Chapter 13- 341 Meeting of Creditor
Rachel's answer
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Answered on June 05, 2012
It is a double edged sword. You have a right to be represented but the attorney has right that the client will be reasonable. I can tell from...
Archived
Should we just give our home back to bank? we filed bankruptcy last year owe more than the home is worth and have to relocate.
Rachel's answer
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Answered on June 05, 2012
Real property can cause real problems when trying to give the home back.
1. You must verify that you DID NOT sign a reaffirmation agreement...
Archived
I filed Chapter 13 coverted to chapter 7 two years ago and discharged, can I now file Chap 13 again?
Rachel's answer
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Answered on June 03, 2012
As with all things in the law it depends. If it is shown that you converted your case in bad faith and are becoming a serial filer then you may be...
Archived
They froze my daughters money in her account for a garnishment its her money my name is just on it
Rachel's answer
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Answered on June 03, 2012
In Missouri a joint bank account is governed in part by Missouri Revised Statute 362.470 http://tinyurl.com/7mollxf When the account is exposed...
Archived
BOA took over $400 of my mortage payment for fees that were covered under bankruptcy and charged me for them. Can they do that?
Rachel's answer
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Answered on June 02, 2012
This is not uncommon for fees to pop up after bankruptcy. If BOA is charging you for their bankruptcy fees that may be a violation of your...