First, just so you know, your social security benefits are off limits from this creditor. If you do receive other income (e.g. part-time job),...

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The short answer - Yes, filing chapter 13 should stop the foreclosure, provided you have a bona fide interest in the real estate. I have done this...

yes you should talk with a lawyer. depending on the amount of total debt, you may want to consider filing for bankruptcy protection. generally, so...

Can I pay the outstanding balance instead of them taking my vehicle for collateral?

Yes you can pay them and just move on.

Yes, you can absolutely get a new job, make more money, etc. Now that the bankruptcy is closed and you received your discharge, you cannot be...

If you have the funds to pay it off, just contact the attorney (their info should be on the lawsuit). They will gladly take your money.

The creditor will take a default judgment against you. At that point, they can put a lien on any real estate you have, garnish your wages, and levy...

Yes, they can 100% do that. It happens all the time. They are a bulk debt buyer/debt collector. They sue thousands of people each year. At this...

Because your son filed, you are the only person obligated on this debt. However - since your only income is SSI, they cannot really collect...

Can I consolidate my loans instead of filing bankruptcy

Whether or not you can consolidate your loans is a better question for lending institutions, not lawyers. However, you may want to consult with...