How can I make my mortgage co.send my payment records to the credit bureaus??

Unfortunately, since no reaffirmation agreement was signed, the mortgage company will not report payments on your credit reports. There really is...

I have defaulted on my student loans both federal and private. They have frozen all of our accounts. What should I do?

File a chapter 13 bankruptcy, get the bankruptcy stay protection - basically a bubble that protects you and your assets from creditors. All...

Can I file for chapter 13 3 days before my house is up for auction?

As long as the house has not been formally foreclosed on and you are the legal owner, yes you can file. You need to contact an attorney right away

This is a somewhat common issue. It is possible that the Trustee did payoff this debt, but it is still considered a late payment. The way the...

How hard and how effective would it be to get a lien against a business owners property when they owe you money?

Yes, if you suspect they are going to file bankruptcy/are insolvent, filing a lawsuit, then getting a lien, is the best way to make sure you...

Hold off until the chapter 7 trustee conducts your 341 and "abandons the estate" (i.e. - the trustee reviews your case and says "okay folks nothing...

What state should we file Ch 7 bankruptcy in?

Yes, file BK in Georgia, and assuming you were living in SC for atleast three years, then use Federal Exemptions (which are much more generous).

First, double check to make sure the reaffirmation agreement was properly submitted to the court. Second, to the best of my knowledge, the mortgage...

Can a debt collector still try to collect on a debt from me that my ex included in her bankruptcy?

Yes, you unfortunately are holding the bag. She cannot extinguish your personal liability on a joint debt.

Will a chapter 7 help me discharge debt.

keep in mind that your SSI is untouchable by creditors - I would recommending depositing your SSI in a bank account that is not commingled with...