Archived
What is the law for false reporting a judgement for two years? Is there a fee accessed after refusing to remove the disputed ent
Gary's answer
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Answered on December 05, 2013
You wrote, "What is the law for false reporting a judgement for two years? "
A: That would be the Fair Credit Reporting Act (FCRA).
Archived
I owed a debt to an ex-partner. Due to financial hardship she agreed to a settlement agreement forgiving the debt five years ago
Gary's answer
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Answered on December 05, 2013
You wrote, "How does either side "prove" their document is valid?"
A: The short answer: by the evidence presented to the court.
This would start...
Archived
I want to know if there is a way that I can take over a debt in my parents name if they are with a debt service
Gary's answer
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Answered on December 04, 2013
Yes.
Make the payments yourself.
Archived
Can a person eliminate Federal/State Tax liabilities and credit card debt sold to debt collectors plus other debt from 2008?
Gary's answer
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Answered on December 04, 2013
You wrote, "Huge tax bill due to this (2008) and unpaid equity home loan considered to be income (2010)."
A: I doubt that.
It is more likely that...
Archived
Can 3rd Parties legally make payments on collections accounts without the debtor's permission/authorization?
Gary's answer
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Answered on December 04, 2013
You wrote, "Can 3rd Parties legally make payments on collections accounts without the debtor's permission/authorization?"
A: Yes, unless...
Archived
Question on how to read my summary judgment.
Gary's answer
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Answered on December 04, 2013
Have a debt collection attorney read the judgment and answer your questions.
Archived
An unpaid debt appeared on my credit report. The bank that issued the loan has never notified me. Is that possible???
Gary's answer
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Answered on December 04, 2013
This was a serious of unfortunate events.
Nevertheless, as you wrote, "My husband and I purchased a piece of furniture on credit from Wells and...
Archived
I am newly disabled and we will have to declare bankruptcy. Is there any way for us to keep our vehicle?
Gary's answer
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Answered on December 04, 2013
If you qualify for MO exemptions in bankruptcy, each of you have an exemption of $3000 for vehicles titled in your name, either individually or...
Selected as the best answer
Archived
What can I expect at a credit card arbitration hearing?
Gary's answer
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Answered on December 02, 2013
You wrote, "what happens if I don't appear?"
A: You lose.
Archived
What can I do when I have a civil judgment against me from a credit card company and they have already froze my bank account
Gary's answer
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Answered on December 02, 2013
Claim your exemptions allowed under State and Federal law.
Aldo consult a bankruptcy attorney to assist you in sorting out your options (my guess...
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