Archived
When can Credit Card Companies officially take money out of your wages or checking account if not paying the debt.
Gary's answer
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Answered on December 11, 2013
You wrote, "If papers HAVE to be served, what if they can't find the person to serve papers?"
A: Then the plaintiff never gets court...
Archived
After disputing an error on my credit report it came back completed and paid as agreed zero balance can the account be reopen?
Gary's answer
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Answered on December 11, 2013
You wrote, " Can the lender turn around and report what I owe on an account that was consider close[d] on my credit report?"
A: The report to the...
Can your wages be garnished for more than the garnishment court order?
Gary's answer
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Answered on December 10, 2013
The Writ of Garnishment calculated interest to the starting date, but does not include interest that accrued while the writ was in effect.
The...
Archived
Can I loose my house that is worth $700,000 if I owed $310,000 on the house, a secured credit line that is max now $150,000?
Gary's answer
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Answered on December 10, 2013
You wrote, "I have three judgement from the court on me on my credit cards because I did not show up worth $25,000. Can the credit cards company go...
Archived
Paid back rent per agreement, but judgement still entered for amount I paid. Reflecting on my credit report.
Gary's answer
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Answered on December 10, 2013
You wrote, "We agreed on terms that I'd pay what owed and pay next months rent on time. I paid that but decided to move the next month."
A: It...
Selected as the best answer
Archived
How to determine statute of limitations on debt
Gary's answer
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Answered on December 10, 2013
You wrote, "my credit report shows last activities in 2011..."
Q: What were those that "activities."
Archived
Collector Saying they will charge me with Fraud!?
Gary's answer
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Answered on December 10, 2013
You wrote, "They called a friend and left a VM saying I was being charged for fraud and to call back."
A: Preserve that VM and consult a consumer...
Archived
Chap 7 adversarial hearing: complaint to determine dischargeability of debt. I need help to answer complaint & picking attorney.
Gary's answer
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Answered on December 10, 2013
I have handled several cases in which vigorous and expensive litigation may have set aside a judgment; however, sometimes the better part of a...
Archived
I filed bankruptcy almost 2 years ago, how long can a creditor come after a new asset of mine?
Gary's answer
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Answered on December 10, 2013
Creditors who were discharged in your Chapter 7 cannot place a lien on real property you acquire post-bankruptcy.
Archived
Garnishment
Gary's answer
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Answered on December 09, 2013
You wrote, ”Can I still file an exemption, with the county clerks office?“
A: you still have your right to claim exemptions if the garnishment...
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