Archived
Can working with a debt resolution company be a defense for being sued by a credit card co. In the state of Indiana?
Gary's answer
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Answered on January 01, 2014
You wrote, "I'm still in active negotiations with Discover through the company helping me. Can the lawyer just help me file an answer to the...
Archived
What are the options for a title loan after discharge in a bankruptcy?
Gary's answer
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Answered on January 01, 2014
Consider offering the lender a sum to release its lien.
The offer could come from a third party who expresses an interest in buying the vehicle.
Archived
Separating a Chapter 13 plan during divorce
Gary's answer
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Answered on December 31, 2013
You wrote, "I want to finish out my part of the plan..."
A: Your plan was joint and not subject to equitable division.
Archived
In Oregon can I be sued for a debt that is 12 years old?
Gary's answer
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Answered on December 31, 2013
You did not saw what state law applied when the debt was I incurred, but few, if any, Statute of Limitations ("SOL") for bringing a claim exceed...
Archived
Can a wage garnisment from 6yrs ago be stopped in MD for a unpaid car loan
Gary's answer
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Answered on December 31, 2013
The Statute of limitations does not apply if they've already obtained a judgment.
Archived
A company garnish my wages is it ok they did not take it to court And send paperwork to my job?
Gary's answer
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Answered on December 31, 2013
You question wasn't clear, but it is a common practice of payday loan companies to THREATEN to garnish even if they do not have a judgment.
Archived
Will i have to mail or e-mail or bring with me a copy of my bank statements to the 341 meeting?
Gary's answer
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Answered on December 31, 2013
Practice among the local bankruptcy Chapter 7 trustees will vary regarding letters, I have received letters, I have received emails requesting...
Selected as the best answer
Archived
Judgement
Gary's answer
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Answered on December 30, 2013
I read your question to mean that the judgment was obtained improperly, for example, by improper/non-existent service.
Even if you vacate the...
Archived
Why did the company that finances my car have to file a proof of claim if they aren't included in the payment plan?
Gary's answer
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Answered on December 30, 2013
The proof of claim protects the interest of the lender, even if the payment is made outside of the plan.
In Eastern District of MO, where I...
How many months of bank statements do the trustees in Missouri ask these days? Is it 2 or 6 months?
Gary's answer
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Answered on December 30, 2013
You wrote, "Will i have to have a balance print-out with the balance listed on the day of filing or is it optional?"
A: As a rule, in Eastern...
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