If i plan to reaffirm only the first lien, can the second lender foreclose on my house?

You have received some excellent advice, I write only to note the you do not reaffirm a "lien" (as you wrote), you reaffirm a loan. A lien, unless...

Check court records to determine if the summons was returned as served.

If i filed a Suggestion of Bankruptcy, should i still show up in court to ask for dismissal of the debt collection case?

Check MO case.net to see if the facsimile was accepted as a court filing.

If the case was filed in Phoenix, call the clerk of the bankruptcy court and ask if they have a computer terminal you can use to review the...

If i get a business loan from my bank that is secured by my home and things go bad down the road can the bank take my home

From your recital of facts, it is possible. However, the numbers matter and your question is short on key facts.

Bank account garnishment--what will happen next?

Claim your exemptions in accordance with local law. I suggest your boyfriend establish a separate account, in his name only, as a hedge against...

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Although the bankruptcy is no impediment, your equity likely makes it impossible to find a lender.

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I am not a US person or resident but have credit cards from US banks and cannot pay my debts for about 2-3 years.

You wrote, " (4) Will my local Bank US$ cards (Visa & Mastercard) be accepted in the USA by merchants, although I will have defaulted in payment of...

Can they levy/garnish a joint checking account(spouses) in Pennsylvania for student loans?

Non-contractual liability for a spouse is usually limited to collection under the doctrine of Necessaries or laws of a community property state.

My roommate leased my vehicle from me, since then has wrecked it. He is claiming bankruptcy in 4 months.

I do hope that you have not committed perjury somewhere amongst your "claims". That would present problems...