Archived
Do I have a chance if I try to discharge my private student loans with bankruptcy by proving that I cannot afford my bills?
Gary's answer
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Answered on February 02, 2014
You're in a Catch 22 situation.
If you file bankruptcy and declare, under penalty of perjury, that the debt is yours then you could attempt an...
Archived
Being sued by debt collector that has previously had success in getting a judgment against me ..
Gary's answer
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Answered on January 28, 2014
Class action lawsuits rarely include provision for dismissal of individual judgments.
Archived
How many credit cards should i have
Gary's answer
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Answered on January 28, 2014
These are not really legal questions.
Try a different forum.
What should I wear to my 341 meeting? Is there a dress code for meeting the trustee?
Gary's answer
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Answered on January 28, 2014
You wrote, "one from St. Louis recommended wearing formal attire and the other from Columbia suggested wearing something very casual."
A: I...
Archived
If I convert from Chapter 13 to Chapter 7, about how long will I have to move out of the house?
Gary's answer
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Answered on January 28, 2014
You wrote, "If I convert from Chapter 13 to Chapter 7, about how long will I have to move out of the house?"
A: Four months to 2.5 years.
Yes,...
Archived
Can the government take the back child support money that I will be receiving to pay toward my past student loan debt?
Gary's answer
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Answered on January 26, 2014
Consider opening a new account at a different bank, unknown to the debt collector.
Archived
Can I add mortgage interest as an expense in Schedule J (current expenditures) for bankruptcy petition? Or is this already a
Gary's answer
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Answered on January 26, 2014
Mortgage loans routinely include principal and interest.
You need also to address the issue of listing real property taxes and insurance payments.
Archived
Protect inheritance against civil judgment
Gary's answer
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Answered on January 26, 2014
In community property states, collection might occur against community assets.
Hopefully a TX lawyer will provide a better State-specific...
Archived
Hi my name is Kendra Best. I need help with my student loans.
Gary's answer
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Answered on January 26, 2014
Student loans may be discharged in bankruptcy by proof of undue hardship: frankly you probably don't qualify, but consulting with an attorney may...
Archived
How can a debt collector tell me they're no longer handling the case right before going to trial? What can I expect or do now?
Gary's answer
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Answered on January 26, 2014
Turn up the litigation heat by filing a motion for sanctions for failure to comply with discovery.
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