Do I need to have attorney present, in case that creditors get judgement on me?

You wrote, "does voluntary bank draft counts as one garnishment already?" A: In Eastern District of MO, where I practice, the answer would be,...

Served papers to garnish wages for not receiving payments for medical bill and shows on bank statements that payments were made

Check the court file to determine if a judgment was entered.

You wrote, "They can't "default" a judgement on us because we provided full answers every step of the way." A: Actually they can if they follow...

If i filed for bankruptcy and got a loan from and payday place and gave them avoided check to get the loan would that be part of

Please see my answer to your second posting, about 7 minutes later, on this same set of facts.

Selected as the best answer

I filed for bankruptcy 6 months ago and it was discharged that was included.

In Eastern District of MO, where I practice, payday loans are a promise to pay in a couple of weeks, not a promise of immediate payment--like a...

Im getting ready to be garnisheed, how much can they take out of my check?

in addition to attorney Butler's good answer, you should also have received a notice from the court or Sheriff about your right to claim exemptions...

I am 61 years old and receive SSA survivor benefits and my deceased husband's pension. Are these exempt from garnishment?

The exemption for social security benefits is Federal and broadly protective. However, exemptions for private pension benefits may fall under...

Court hearing for credit card debt.

A payment plan entitlement is possible, but would probably require you to agree to a judgment.

Bank levy placed on checking & savings accounts for over $5,000 each. Don't really owe the money. No money to live on.

The levy probably means there was a judgment. Look at the court file.

Bankruptcy ??I am asking this question on behalf of my father. My father is 80 years old and just had major open heart surgery.

Obtain a power of attorney with specific mention of filing bankruptcy --and schedule a consultation with a bankruptcy attorney. If you have a...