Archived
My attorney wants more money to take care of debt collectors that have been contacting me even I filed chapter 7 Is this right?
Gary's answer
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Answered on April 25, 2014
The attorney response is puzzling: From your recital of facts, S/He sue for a violation of the discharge injunction and obtain an award of fees. I...
Archived
Can springleaf garnish wages?
Gary's answer
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Answered on April 23, 2014
You may have missed the two earlier answers to this question: take a look at those answers.
Selected as the best answer
Archived
Statute of limitations after court judgement? Without going bankrupt, am i stuck paying on loan for the rest of my life?
Gary's answer
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Answered on April 23, 2014
The Statute of Limitations (SOL) is for measuring the amount of time in which a Creditor can bring an action for collection.
Your question seems...
Archived
Judgment on a debt, but we couldn't find who to pay, (out of business) now collectors are trying to garnish.
Gary's answer
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Answered on April 23, 2014
If the debt was reduced to judgment in 2007, the judgment controls the collection rights of the judgment Creditor. That Creditor or it's assignee...
Archived
I have a Springleaf loan from Washington state. I am unable to pay them and they are talking about garnishing my wages.
Gary's answer
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Answered on April 23, 2014
I think part of your question is whether Springleaf can cross State lines, sue you in CA and garnish you on the judgment.
In short, "Yes."
Archived
I have a judgment against me and the title company says that I need a
522F even though I did/do not own any property.
Gary's answer
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Answered on April 23, 2014
Section 522f of the Bankruptcy Code allows the bankruptcy debtor to avoid judgment liens that impair an exemption--usually the homestead...
Does an FHA lien survive Chapter 7 bankrupcy
Gary's answer
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Answered on April 23, 2014
It sounds like you had an FHA mortgage loan on which the principal balance of the loan was modified by being reduced.
Then you signed a promissory...
Archived
3.1385 conditional settlement - what to do next once the terms have been complied with?
Gary's answer
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Answered on April 19, 2014
You wrote, "I was served today a substitution of attorney by an attorney- Debt collector."
A: Confirm that the substitution was filed, on the...
Selected as the best answer
Archived
Final judgment for garnishment 2 yrs ago. Now the same firm is trying a 2nd time for additional garnishment- card closed 2009.
Gary's answer
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Answered on April 19, 2014
A "final garnishment" is the one that obtains final payment of the judgment plus accrued costs.
Archived
Should I tell trustee I found information of a debtor selling stuff he bought with his credit cards he filed bankruptcy on?
Gary's answer
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Answered on April 19, 2014
You have the difficult task of balancing fair play under law with any lingering sense of vindictiveness.
In that state of moral/ legal ambiguity...
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