Archived
I signed reaffirmation agreements for my home/auto. They were never filed. Can the creditors sue me for the loan amounts?
Gary's answer
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Answered on September 20, 2011
If the bankruptcy is closed with a discharge order that included these debts (very likely), the creditor's contractual rights on the note are...
Archived
When Credit card service company fails to show credit bureau amount owing after pay downs, what can I do legally?
Gary's answer
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Answered on September 20, 2011
In some circumstances, you have the right to dispute a denial of credit, by challenging the report of a creditor to the credit reporting agency....
Archived
I am going to get married to a man who filed Chapter 7 Bankruptcy. Will I have any financial problem as his new wife?
Gary's answer
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Answered on September 20, 2011
I like the phrase "audience at court," there have been some judges in my career who confused a royal audience with a court appearance....
Archived
Can I keep a contractors property if they owe me money?
Gary's answer
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Answered on September 20, 2011
If you believe Wikipedia, the claim of right doctrine was successfully used in "Survivor: Fiji" when Yao-Man agreed to exchange his prize--a...
Archived
Can a bill collector claim he is a member of law enforcement and threaten you with arrest in NC?
Gary's answer
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Answered on September 20, 2011
Do any of your relatives have a recording device that attaches to the phone?
Archived
Bankruptcy chapter 7 central district of CA. Filing motion to reopen for fin management cert. Confused over service requirements
Gary's answer
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Answered on September 20, 2011
First, take the 2nd financial counseling course.
In Missouri (and probably every bankruptcy district in the nation) you can file that document...
Archived
What do I need to do to protect what little i own from a Georgia Fi Fa? Personal Student Loan.
Gary's answer
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Answered on September 19, 2011
Exemptions can protect some personal property from seizure & sale in actions taken by a creditor (with the intervention of a lawman) to collect on...
Archived
I have a judgement against me but my credit report estimates the debt to be removed next summer, will it be or should i pay it??
Gary's answer
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Answered on September 19, 2011
Removal from your credit report is not retirement or payment of the jmt.
If the jmt goes stale after ten years (as in Missouri, where I...
Archived
Why was my ch 13 set up on payments that wasnt going to pay it off?
Gary's answer
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Answered on September 19, 2011
What we have here is a failure to communicate…
Your plan could not possibly pay out & finish if you don't make all payments: you missed two ...
Archived
If i file a chapter 13 will this for sure same my home from being forclosed on.
Gary's answer
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Answered on September 19, 2011
Chapter 13 bankruptcy is often filed in order to save a residence from foreclosure.
The chapter 13 plan can deal with payment of the arrearage...
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