Can you file foreclosure for one home and keep another

Are the notes & liens separate? Are both properties pledged as collateral for the loans? Not quite enough information here...

Can I use the insurance money from a totaled car to purchase a new one if I am in Chapter 7?

Upon discharge of your Ch 7 without reaffirmation, the note (loan) became uncollectable, but the lender almost certainly retained its lien and,...

If I went to the office of the Collection agency to discuss a deal and make a full payment would I be stepping over the line?

Tricky negotiations there. If you strike a deal, be sure to get a receipt/full release from an authorized agent of the creditor.

I filed a Chapter 13 in 2008 it was disharged in 2009. After ,discharge got a modification . Can I walk away from mortgage?

I find your recitation of facts unbelievable: a Ch 13 discharge in 12months buggers the imagination. Recheck your legal file.

If a business moves, does that automatically terminate your contact with them?

Read your contract. What does it say? Contractual termination is plausible (I have one in my Bally's Fitness/Vic Tanney contract). Any...

Personal Injury Settlements & Chapter 13s

Income is a term of art in Bky. Compensation for injury is not readily capable of valuation: what is the value of 43% of the use of a left...

Can you be taken to court over old credit card debt amounting to 1362.62?

Lewis Management probaly lacks authority to serve a summons: that usually requires a sheriff's deputy or a special process server. Check to see...

Can a private student loan go into default while a Chapter 7 bankruptcy case is open?

Suspension of your loan payments under the stay provided upon filing your Bky ended with your order of discharge. If you filed pro se, you can...

Do I file for personal Ch 7 BK or close my business(LLC) first? And do I need to notify my creditors?

Personal Ch 7 Bky--upon discharge--relieves you of your personal obligation to pay contractual requirements--save for a few exceptions. LLC are...

Of couse it should be re-written & re-signed: this issue transcends the legal boundaries of the great State of NC.