Archived
Mother has limited assets and wants to explore paying off house, for less than owed. Will bank consider if not late on payment?
Gary's answer
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Answered on October 02, 2011
I see this as a financial advisor/estate planning question first.
Consult one or both.
Archived
Chapter 7 bankruptcy filed and I am on time with my mortgage.
Gary's answer
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Answered on October 02, 2011
A reaffirmation will cure these problems, but be sure you can afford the payments as, upon reaffirmation, your liability will continue much as if...
Archived
Should i voluntary surrender my car
Gary's answer
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Answered on October 02, 2011
The new car loan was not discharged in your bankruptcy. Your bankruptcy is irrelevant.
Your recital of facts would not yield any remedy in MO,...
Archived
Second mortgage was reaffirmed with our Chapter 7 bankruptcy. What happens now if we cannot afford to keep the house?
Gary's answer
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Answered on October 02, 2011
Please see my comments to Atty Merna's answer.
Archived
I am involved in a foreclosure. Currently I am waiting for the courts response to my formal answer. Do I wait or file discovery?
Gary's answer
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Answered on October 02, 2011
You misunderstand the process: the court does not respond, it rules.
A counterclaim ought--a least in MO--to have been filed with the original...
Archived
Chapter 13 and Mortgage Mod
Gary's answer
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Answered on October 02, 2011
Your atty as been paid..., but for what exactly? Did it include unanticipated modifications of a mtg loan, did it include mtg mods--whether or not...
Archived
Can I file Chapter 7 while in a repayment program with lender. So now whole story. Judge dismissed our Chapter 13 on 09/01/011.
Gary's answer
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Answered on October 02, 2011
Get an attorney & a spellchecker.
Archived
If you have a judgement against you for a personal loan and you file ch 13 then it is turned into a ch 7 does that loan get wipe
Gary's answer
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Answered on October 02, 2011
Some debts are not dischargeable in a Ch 7, converted or original filing.
See,...
Archived
What is an omitted creditor under Chapter 13?
Gary's answer
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Answered on October 02, 2011
I think my colleagues may have misunderstood your recital of facts. Filed "in time to file a claim" is not confirmation that a claim was...
Archived
Why are MIN # and DOC ID # blacked out on copies sent by BofA?
Gary's answer
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Answered on October 02, 2011
B of A thinks the blacked out information may be withheld for privacy or as required under regulations or law.
An internal mtg identifying...
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