Archived
Can I sue a company for charging me for products I never purchased then filing them as debt in collection that affected my score
Gary's answer
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Answered on October 09, 2011
Odd, Experian usually provides an address on its credit reports...
Do you have proof that this entry affected your credit score? If not, your...
Archived
My student loan is in default. I know they will take my tax return. If my husband and I file separately can they take his return
Gary's answer
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Answered on October 09, 2011
Yes. Your spouse did not--by marriage--acquire this contractual obligation.
Archived
My roomate and I only have a verbal lease with our landlord, 3 weeks after we moved in my roomate moved her mom into the apt.
Gary's answer
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Answered on October 09, 2011
Speak with the landlord: the lock might be his/ her doing.
If necessary, call the police.
Archived
Is this illegal for a landlord to do.
Gary's answer
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Answered on October 09, 2011
The old mess--the one when you moved in--has no bearing on the " mess" (if any) that you left on moving out. Did you take pictures?
Your...
Archived
A realtor came to my home and offered cash for key. said bank wants me to be out in two weeks and is willing to offer me money?
Gary's answer
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Answered on October 09, 2011
Do you own the property?
Do you rent?
It makes a lot of difference to the answer.
Archived
CAN THE BANK LIST MY PROPERTY FOR PUBLIC AUCTION WITHOUT NOTIFYING ME?
Gary's answer
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Answered on October 09, 2011
Given a choice between "Waiting for Godot" or "Waiting for HAMP"' I would prefer the former.
As Atty Merna advised, get a lawyer.
Archived
Getting government help to avoid forclosure
Gary's answer
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Answered on October 09, 2011
Check assessor or other online sites to determine estimated value of the property; subtract your payoff to see if you are "underwater", & consider...
Archived
I filled Chapter 7 close to 2 yrs in Illinois, but still collected rent on our property. Can we get into legal issues for
Gary's answer
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Answered on October 09, 2011
Check the land records to see if you are still the owner.
Archived
Will it benefit me to do a deed in lieu of foreclosure
Gary's answer
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Answered on October 09, 2011
Why not consider amending the plan or a strategic default within the 13?
I hope you have an atty...
Archived
Can I sell my broken down car for a replacement vehicle while in Chapter 7 bankruptcy?
Gary's answer
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Answered on October 09, 2011
The trustee's report of no assets to administer is the bare minimum to have to even consider junking the assets.
A Mtn to Sell assets is...
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