Can I take out a 401k loan before I file Chapter 7 in Florida?

No. & No.

Can a creditor that a spouse had a voluntary repossession with come after a life insurance policy after the spouse has passed

I must be getting old... I remember when punctation was used as an aid to helping the reader understand what the writer was trying to...

Hello, I would like to know that if a foreclosure filed a few years back with a substitute trustee named and then

Yes, until a successor is designated.

If only my house is mortgaged and not the land. Does the mortgage company have to take the house off the property?

Is your house permanently attached to the land? Is the house taxed as personal property? Is the house pledged as collateral to any loan[s]?

Also bring your dog & pony to this strange show... Seriously, bring your car title, any online records you can find that might show you are not...

Bankruptcy motion to avoid judgment lien. Now that judge gave the order. What do I do with it as far as county is concerned?

File for record with the recorder of deeds.

Sister just diagnosed with early stage alzheimers. Bankruptcy not filed yet but discussing it. Is it needed if she has AD?

Setting aside the Alzheimer’s disease, (and assuming she is “judgment proof”), the reason to file would be to avoid the stress of collection...

Vacating the discharge is an extreme remedy as it annihilates the reason you went to bankruptcy: to get a discharge of any enforcement of your debt...

A garnishment can only occur after a judgment has been taken: collectors often threatened garnishment even though the paperwork hasn't been done...

Spouse on Deed of Trust, but not note, now we are in foreclosure, is my spouse still liable?

As attorney Merna commented, a contractual obligation to pay the note is dependent on the signature: if a party did not sign they cannot be held...