Archived
I defaulted on an incorporated business line of credit. a year ago. Yesterday the bank wiped out my accounts. can they do this
Gary's answer
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Answered on November 29, 2011
If the new bank acquired the interest of the old bank--that acquired some benefit from charging off the old debt--I wonder how they "uncharged off"...
Archived
If I help pay my adult son's medical bills which are in collection, can they come after me for other medical bills?
Gary's answer
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Answered on November 29, 2011
I am not sure if you are paying the bill as a [co-]obligor or covering the deductible under the insurance.
It makes a difference.
Archived
I had a tenant give me friends checks in order to avoid eviction and now I suspiscious activity occurs and owe bank?
Gary's answer
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Answered on November 29, 2011
I assume the check was returned for insufficient funds, but you wrote checks assuming the check was good.
Bummer...
You can sue..., but what...
Archived
Chp 7, Schedule E, child support is deducted monthly from my social security, do I need to put child support in Sch E anyway?
Gary's answer
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Answered on November 29, 2011
If you are current, it is not a debt.
It is in expense for Sch J.
Archived
Our Chapter 7 discharge was a year ago and the company that we owed a car note to has never picked the car up. What do we do?
Gary's answer
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Answered on November 29, 2011
I don't think they want the GMC Yukon.
But they cannot seek the money from you because of the discharge.
You do not have the title, but asked ,...
Archived
My home had been foreclosed in 2009 in the state of SC. I quit paying on my 2 credit cards as well. Who can help?
Gary's answer
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Answered on November 29, 2011
Start with a Bankruptcy atty.
Really, some of us have been there & most of us understand how to throw a lifeline.
Do you feel like getting...
Selected as the best answer
Archived
I live in Texas and some woman called and asked if I would be able to appear in court the following morning.
Gary's answer
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Answered on November 29, 2011
It didn't have anything to do with Herman Cain, did it? *
The lure may have been to serve you a summons/complaint at court or get you to...
Archived
How does DIL of foreclosure vs. foreclosure affect your credit report if you included your house in chapter 7 bankruptcy.
Gary's answer
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Answered on November 29, 2011
A DIL of Foreclosure without recourse for deficiency has much to recommend it.
Winter is coming...
Archived
If a bill collecter wonts more than 20.00 a month and i cant give it can thay garnes my wages
Gary's answer
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Answered on November 29, 2011
Garnishment is an action for collection of the judgment.
The creditor must first sue you and win a judgment before they can garnish.
The case...
Archived
Once a civil suit has been filed, is there a statute of limitations? what if the defendant was never notified?
Gary's answer
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Answered on November 29, 2011
For eviction, the law often allows that service can be posted on the door which permits the landlord to obtain the eviction.
However in the...
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