Archived
I have been paying a debt over 2 years then received a notice saying my case has been dismiss without prejudice.What does this ?
Gary's answer
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Answered on December 01, 2011
It appears to me that the creditor filed the case, but by oversight or other reason, never obtained a judgment against you, although you were...
Archived
Can my employer make it a condition of employment to make me have a credit card that I am personaly liable for?
Gary's answer
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Answered on December 01, 2011
Obtain a copy of your credit report and see if this is being reported as your liability.
Archived
What exactly is a consent judgement
Gary's answer
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Answered on November 30, 2011
The lawyer claimed your answer was a consent to enter a judgment based on what s/he claimed you agreed to in your answer.
Archived
If our company gets a notice from the Bancruptcy Court notifying us of Meeting of Creditors, are we listed as a creditor?
Gary's answer
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Answered on November 30, 2011
It is tricky work, but properly done, the right of a creditor to question the bankruptcy debtor at the 341 meeting of creditors can lead to the...
Archived
How to re-affirmation a Secured credit card - Chapter 7 BK
Gary's answer
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Answered on November 30, 2011
In my opinion, (I can speak only as a Missouri lawyer) the account was indeed a secured account as they could set off unpaid amounts on your credit...
Archived
Can you erase a judgment from public record?
Gary's answer
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Answered on November 30, 2011
Atty. Goldstein noted a key point, your greater concern should be the credit report, not how the court does its business on the public...
Archived
Do most creditors close down joint accounts after one account holder files bankruptcy?
Gary's answer
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Answered on November 30, 2011
I love questions of probability & bankruptcy.
You asked, “In cases of joint credit card accounts (non spousal), is it more likely that the...
Archived
Can an Affirmative Defense unintentionally directly/indirectly admit parts of allegations as true?
Gary's answer
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Answered on November 30, 2011
I often answer allegations of the paragraph of a complaint or motion with, “Respondent has insufficient information either to admit or deny the...
Archived
Defaulted Payday Loan
Gary's answer
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Answered on November 30, 2011
You didn't ask a question.
Archived
Can I reaffirm a first mortgage and not reaffirm a second mortgage?
Gary's answer
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Answered on November 30, 2011
If your plans are firm to keep the house & there is equity in the house (after discounting the balance on both the 1st and 2nd mortgage), then...
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