You inquired, "Why is it so difficult to find attorneys to help negotiate defaulted student loans...?" There is little or nothing to negotiate:...

Can property settlement amounts from a divorce be discharged with chapter 13?

You inquired, "Can property settlement amounts from a divorce be discharged with chapter 13?" A: Yes. Consult a local Bky atty for details.

I own my house 50-50 with my partner. We do not have a mortgage. We are facing separate bankruptsy should we put a trust?

You wrote, "partner" not "spouse" so I assume a joint Bky is not possible. As atty Bunce & Wrobel noted, this feels like a ch 13, not a 7. I...

In chapter 7. How do I calculate means test line 25 taxes. Trustee says my # is to high b/c I will be adding dependents next yr

The trustee's position is nonsense. The means test is an average of the last six completed months, and does not have a formal line for "IRS...

Chapter 7 2 years ago didn't reaffirm on home if we let it go now will it affect our credit now

In my opinion, the foreclosure may show as public record event if you live in judgment foreclosure state. The discharged debt is irrelevant,...

In MO, I would be inclined to list the landlord in the matrix & on the statement of intention to assume the lease. I would also advise the...

If you surrender a rental property in bankruptcy,

Wow! That is a tough question. If you remain the owner after the Bky--which is likely until the foreclosure, that, as you noted in a comment to...

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Chapter 7 means test. What is reasonable & can be included on line 32 -telecommunication services?

In MO, I separate the service into telephony & non-telephony: purely vocal communication is the basic ($45-60), the remainder is...

Tax Q mortgage discharged in bankruptcy. Asked if would be liable if bk discharged. Told depend when debt forgiven. How figured?

A taxpayer can be insolvent in consecutive years. See IRS Form 982.

Tax Q mortgage discharged in bankruptcy. Asked if would be liable if bk discharged. Told depend when debt forgiven. How figured?

A taxpayer can be insolvent in consecutive years. See IRS Form 982.