Can a creditor levy a bank acct in my daughters and my name?

Your wrote, “Also, I was told that my creditors cannot seize my acct without a judgement.” Not true.* *(This is a common belief that arises...

I am married but filing my own BK Chapter 7 case individually. If I have no income, how do I list that on the BK forms?

Both the means test & Sch I should list his income, a marital deduction might apply on the means test. I opine you need an atty.

Can my employer cut my wages if I have a signed index card with the wage amount on it?

The terms of the "agreement on wages" appears to be the governing contract. Consult an atty.

Can an employer deny garnishments?

A failure by the garnishee to comply with lawful process might result in contempt citations or, if allowed under local law, disgorgement of funds...

My wife and I have been garnished for the same debt each for the full amount of the debt. we have different employers.

It sounds like liability on the Jmt is joint & several; hence simultaneous garnishments are possible & the starting amount of each garnishment...

Judicial Lien on Property After Bankruptcy Discharge - How to Remove from TItle? In California.

Recording the judicial lien was likely in violation of your discharge order. Start with your Bky atty.

I have recieved a summery for judgement from a credit card company, what should i do?

Given your aversion to going to court, I deem it unlikely that you received a motion for summary judgment, as that would require that the court...

I owe IRS back taxes, penalties & interest.....

Even the IRS has to play by some rules, and some of these rules are called exemptions, that can protect/diminish what property The IRS can take. ...

Selected as the best answer

If the proceeds of the sale are insufficient to satisfy the amount owed, the lender can sue you for the balance and, as a part of the collection of...

I have a pending lawsuit against someone who owes me @ 40k, in the meantime I may need to file a personal BK.

I think this is your best case scenario: If you file Chapter 7 bankruptcy, the bankruptcy trustee may decide to take over your case and pursue...