Archived
If I got a notice of judgment against me for an unpaid debt, can they garnish my bank account if its in my wife's and my name?
Gary's answer
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Answered on December 08, 2011
As a precaution, open a separate account in your wife's name only. Consider using a different bank.
If she is not listed as a judgment debtor,...
Archived
I found from my attorney the day of auction on my forclosed home that I am not elgible to declare bankruptcy...
Gary's answer
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Answered on December 08, 2011
The attorney might not have done a proper job, however, bankruptcy cannot be filed until the client places his or her signature on the document....
Archived
What is the role of the trustee in chap 13 after plan confirmation? Do we stay in contact, forward tax returns, show mo. bills?
Gary's answer
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Answered on December 08, 2011
The bankruptcy trustee will administer your plan, disbursing the money in accordance with the confirmed plan.
In Missouri the trustee sends out...
Archived
Chapter 7 bankruptcy schedule I
Gary's answer
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Answered on December 08, 2011
My practice here in Missouri is to list wage garnishment as payroll deductions. Some garnishments might continue after a bankruptcy, such as child...
Archived
How do i go about suing a mortgage company for contempt for still trying to collect after bankruptcy? Can I sue?
Gary's answer
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Answered on December 08, 2011
It appears you may have 2 causes of action,
1. Violation of the bankruptcy discharge order
2. Fair credit reporting act violations
A...
Archived
Can a bankruptcy attorney be held accountable for making a promise and not keeping it?
Gary's answer
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Answered on December 08, 2011
An attorney is accountable under the contract with the client, but also has ethical duties under the disciplinary rules that apply to attorneys and...
Archived
Whether to file chapter 7 or 13 bankruptcy?
Gary's answer
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Answered on December 08, 2011
According to your calculations you have approximately $29,000 of equity in your real estate. If you file Chapter 7 bankruptcy is likely the...
Archived
IS IT LIKELY THAT MY CREDIT UNION WILL ACCEPT A REAFFIRM ON MY CHAP 7 AND DOES THE REAFFIRM ALLOW FOR A PERCENT OF THE BALANCE
Gary's answer
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Answered on December 07, 2011
You wrote, "IS IT LIKELY THAT MY CREDIT UNION WILL ACCEPT A REAFFIRM ON MY CHAP 7?"
A: Yes.
They want your principle & interest: not your...
Archived
Chapter 7 means test
Gary's answer
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Answered on December 07, 2011
No consumer bankruptcy attorney likely will ever claim the Bky Reform Act of 2005 makes sense.
But if you pay attention to politics &...
Archived
Can I still go bankrupt if there is a judgement against me and they put a hold on my bank account?
Gary's answer
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Answered on December 07, 2011
You inquired, "Can I still go bankrupt if there is a judgement against me and they put a hold on my bank account?"
A: Yes
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