Archived
I am now behind by 2 months on my car payment. The lender is unwilling to negotiate a compromise.
Gary's answer
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Answered on August 23, 2012
There are limited military extensions: ask your military legal advisor if you qualify.
Archived
QDRO Issue with ex spouse whose filed for bankruptcy but did not list the 401k or any of the marital agreement in bankruptcy
Gary's answer
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Answered on August 23, 2012
You wrote. "The attorney stated that if she did not list this, not only is it quite bad to have not listed this, he felt that this would give me a...
Archived
Do States Other than California Limit Exemption AMOUNTS based on Lien Recording Dates?
Gary's answer
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Answered on August 23, 2012
Yes.
Archived
I have a Private Student Loan through Sallie Mae, with a co-signer and I filed bankruptcy. They took my name off the loan.
Gary's answer
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Answered on August 23, 2012
Really, "completely off the loan"?
I doubt that, although it is remotely possible.
You wrote, "My question is what is a good faith...
Archived
How much will it cost me to file bankruptsy just asking i am disabled and just social sercurity
check
Gary's answer
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Answered on August 23, 2012
Credit Counseling Certificates may be provided at no charge, you probably qualify.
Discounts for fixed, low income debtors may be available from...
Archived
I am making monthly minimum payments to a creditor. They threaten if I don't pay more than minimum - they will garnish wages
Gary's answer
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Answered on August 23, 2012
A "Minimum pmt" that complies with the contract is not a breach of contract.
A minimum pmt that does not comply with the contract may give the...
Archived
Can someone's estate carry out a judgement order to collect unpaid funds?
Gary's answer
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Answered on May 20, 2012
Probably.
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No.
Archived
I am in a Chap 7 filing and I have attempted to pay one of two past due car payments, it was refused, what are my rights?
Gary's answer
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Answered on May 20, 2012
Consider Redemption.
Archived
Do I have to pay my attorney bill that was discharged in bankruptcy and aren't bills suppose to be itemized?
Gary's answer
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Answered on January 19, 2012
It appears your attorney has taken your payments before the appeal, but after the bankruptcy as a reaffirmation or renovation of the original...
Archived
Motion to claim exempt property form was late (past the 20 limit)
Gary's answer
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Answered on January 18, 2012
I cannot address the procedural issue; however, there are very few 12-year-old cars that are worth sufficient value to force the...
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