Archived
I found out about a credit card debt that is over 10 years old. I called the attorney on the court document and
Gary's answer
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Answered on November 13, 2012
It is an educated guess on my part, but would bet that “court document” you mentioned, is a summons to appear in court accompanied by a petition...
Archived
Can a debt collector continue to call me after 7 years and their debt has been removed from all three credit reports?
Gary's answer
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Answered on November 13, 2012
In Missouri, where I practice, the answer is, “Yes.”
The discrepancy lies in the statute of limitations being 10 years for collection of a...
Archived
My ex husband is threatening to sue me but garnish my new husband checks for a debt... I have no income and my 2 kids get ssi
Gary's answer
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Answered on November 12, 2012
Was your ex-husband a bully before the divorce? Has he changed?
Do you think bullies determine who may collect against innocent third...
Archived
Starting into a divorce and she wants none of the assets. but I will have to file chptr13 to hold them.can I do this?
Gary's answer
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Answered on November 12, 2012
Consider joint bankruptcy.
Archived
My car was seized to cover a judgement of a credit card. Can I get my car back?
Gary's answer
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Answered on November 12, 2012
You wrote, "The court officer said to call him to make payment arrangements and he is not returning my phone call."
Frankly, I doubt your...
Archived
My wife has a car which was in her name and she died. Canher debt be written off, Or should I transfer it to myself.
Gary's answer
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Answered on November 12, 2012
Ownership is a separate issue from the lien that may have been created by the loan.
In brief, consult a bankruptcy attorney.
Archived
Iam being sued,by national collegiate student loan trust as a cosigner an iam on ss disable total &permanent disable a cant pay
Gary's answer
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Answered on November 12, 2012
Apply for administrative relief.
Archived
Negotiating a settlement offer to be relieved from responsibility to a timeshare. What would a legitimate contract look like?
Gary's answer
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Answered on November 12, 2012
You wrote, "He discharged his financial obligation in Chapter 7 bankruptcy ..."
Really?!
Consult a bankruptcy attorney, s/he might question...
Archived
I filed Chapter 7 and had my debts discharged three years ago. My house was not reaffirmed. I have a very underwater mortgage.
Gary's answer
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Answered on November 12, 2012
You wrote , "my goal is to "walk away" and not prolong the foreclosure process, "
You can walk away, but the foreclosure process is the right of...
Archived
How to deal with an information subpoena?
Gary's answer
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Answered on November 12, 2012
You inquired, "How can I deal with this and what can they do with the information I send?"
You can answer the requests.
They will use the...
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