I'm being sued for secured debt in Texas what can happen?

Unlikely: store charges--for example, an account useable only at a Sears store --are probably extinct. It is likely a store-branded credit card...

Can my husbands taxes be garnished?

Safety: File separately and push exemptions to his return. Wisdom: consult a bankruptcy attorney.

Is there a minimum monthly payment requirement on a defaulted student loan?

Check your credit report to see if the company claims to own the right to collect the loan.

I have an old credit card debit (its about 10 years old) it was around 2000 dollars. whats the best way to resolve?

Who owns the debt? Has it been sold? Does the owner of the debt have the necessary proof? FDCPA action?

I co-signed for 3 of my grandson's student loans, about $120,000.00. He is unable to pay and the lenders are after me.

There may be non-bankruptcy, administrative discharge/relief available.

Is it true that bad credit comes off your credit report after seven years?

Look at the reporting date of the lender to the CRA (Credit Reporting Agency) and the date of the account.

You didn't mention bankruptcy as an option... You can finesse a summons by filing bankruptcy, shouldn't you be considering bankruptcy.

I just finish charpter 13. I just couldn't make payment on bills like hospital bills,apartment. Can I file Chapter 7 now?

For a legal guide about the required intervals between bankruptcy filings, see the link.

How can I remove my name from a student loan that I believe I never signed or if I did sign it it was forced?

Do not file a police report. Police reports are for crimes: you don't even have yourself as a witness.

FL Construction law: Can I please have a Second opinion ?

You never said what the first opinion was. I opine your request is too complicated for Avvo: hire a local attorney.