I have a summons for civil court, on a credit card debt matter, answer by Dec 31. Can I answer it myself?

Check the court records to see if the Return of Summons declares that you were served.

How to file for a chapter7?

You wrote, " do i need an attorney to file for a chapter 7?" A: You can file your own. As to the wisdom of self-help, you will find no...

Can I collect on my judgment which was rendered after bankruptcy discharge?

Well, we have a disagreement between attorneys! In Eastern District of MO, where I practice, the judgment would be non-collectible if the...

When taking the Ch7 means test do the courts look at the last 6 months to annualize my income? Or do they look at my gross ytd?

You wrote, "When taking the means test, do the courts look at the last 6 months to annualize my income?" A: Yes. But as attorney Hunt noted,...

Can I be charged with a criminal prosecution if I owe palmer pay and associates $2000 and do not pay? Ive been paying for 2 year

Probably not. Consult a local attorney.

In state of texas my son in law goes off 10 year probation today and was paying back money owed in amount of 75,000.

- Restitution is not dischargeable in a chp 7.

If a bankruptcy is filed, will the case be removed to Federal court

No. The case is already Is already in the Federal courts

I have to file for bankruptcy and I have met an attorney already, his price seems very high. How much does this service cost?

You did not list the amount of fees. I cannot answer a dollar specific question without the dollars listed.

You wrote, "My obvious questions all amount to one which is, can we do any of this while we are in Chapter 13?" A: No.

Can the bank harrass me after i notify them 1 year ago statue limitation applies ???

You wrote, "Can the bank harrass me after i notify them 1 year ago statue limitation applies ???" A: It is not harassment based on your...