Do i have a choice to keep my car & house in chapter 7 bankruptcy?

You wrote, "... will i get a modification? i dont want a modification cause i have an excelent rate, 2%." A: Reaffirmation Agreements do not...

How can a debt triple upon breaking a promise to pay agreement, excluding court costs and interest accrued ?

You wrote, "I made 1 payment and defaulted on the remainder when I entered a drug rehab facility. Now, my bank account is frozen and wages are...

Can I move back in to my rental property, even though I surrendered it, while in the midst of bankruptcy proceedings?

You wrote, "Can I move back in to my rental property, even though I surrendered it, while in the midst of bankruptcy proceedings?" A: You retain...

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Chapter 7 question. I have a house which I rent. I use to live there. As a result I can't declare the house as a business.

You wrote, "Chapter 7 question. I have a house which I rent. I use to live there. As a result I can't declare the house as a business." A: I...

Can I issue a promissory note to protect a future landlord from including them in bankruptcy?

With rare exceptions*, debts included in a bankruptcy filing must exist as of the date of filing to be subject to the bankruptcy. BTW, the...

I got a small cl court summons on an unpaid 6 yr old credit card debt that I may owe-do not recall owing at this time.

You wrote, "I got a small cl court summons on an unpaid 6 yr old credit card debt that I may owe-do not recall owing at this time. ... I RESIDE IN...

How do I get the bank to take the house out of my name once a bankruptcy has been discharged?

You wrote, "How can I get the bank to take what they should have taken six years ago?" A: There is no "should have taken" in bankruptcy law for...

Can a bank legally take money from your account and give it to a hospital bill that you did Not know existed nor get a bill for?

You wrote, "I paid a co-pay out of our joint account. My husband and I recently separated and got back together but we kept our bank accounts...

I filed Chapter 7 that was ratified in January of 2009. This included my home which I moved out of at that time.

I wonder why there has not been a tax sale...

Should we go bankrupt if our house is our only big debt.

You wrote, "Getting a 1099 after a short sale concerns me. Is the only way to avoid short sale tax implications to go bankrupt?" A: Look at IRS...