Archived
Can a debit collector take delinquent property debits spread out over years and present one & wait later for the others?
Gary's answer
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Answered on February 24, 2013
The tax authority may have multiple years to collect, but the authority would likely only assign the oldest debt to a debt collection...
Archived
Can an estate file bankruptcy? How will it effect the minor children of the disease? A home is involved in this case.
Gary's answer
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Answered on February 24, 2013
11 USC § 109. Who may be a debtor
(a) Notwithstanding any other provision of this section, only a person that resides or has a domicile, a place...
Archived
I am being sued by a debt collector . I was served a summons / 22 / 12 . I sent a certified response 3 days later
Gary's answer
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Answered on February 24, 2013
You wrote, "I am being sued by a debt collector . I was served a summons / 22 / 12 . I sent a certified response 3 days later... [Warned] me to be...
Archived
Chapter 7 bankruptcy. Trustee took my refund. Lawyer filed to exempt it. How long does it take to get it back?
Gary's answer
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Answered on February 23, 2013
You wrote, "Chapter 7 bankruptcy. Trustee took my refund. Lawyer filed to exempt it. ...Lawyer filed paper work today."
In Eastern District of...
Archived
Our landlord has filed bankruptcy on the home we are renting. We have no proof of this. We received letter dated Jan 21 saying
Gary's answer
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Answered on February 23, 2013
A Bankruptcy filing is a matter of publice record.
- Ask your landlord for the case number and court/district where the case was filed.
- Call...
Archived
How do i collect on judgement from debtor when his only income is Disability
Gary's answer
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Answered on February 23, 2013
You wrote, "How do i collect on judgement from debtor when his only income is Disability?"
A: The debtor is judgment proof as to income...
Archived
Can my wages be garnished by paying the payments on a contract I never signed?
Gary's answer
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Answered on February 22, 2013
You wrote, "Can my wages be garnished by paying the payments on a contract I never signed?"
A: No.
An exception might apply if the doctrine of...
Archived
What's the smartest way to beat a debt buyer who put judgement against on 4 yr old CR card debt? Pay, lawyer, chapter 7?
Gary's answer
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Answered on February 22, 2013
You wrote, "What's the smartest way to beat a debt buyer who put judgement against on 4 yr old CR card debt? Pay, lawyer, chapter 7?"
A:...
Archived
Can I file Chapter 13 bankruptcy for a second time? I want to stay a foreclosure.
Gary's answer
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Answered on February 22, 2013
You wrote, "I filed Chapter 13 the same day as the [scheduled foreclosure] sale and the sale was canceled. I never paid any of the fees associated...
Archived
I want to know what is a reasonable cost to file bankruptcy- chapter 7 or 13.
How do I know that I will pass the means test?
Gary's answer
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Answered on February 22, 2013
Qualifying for a Chapter 7 bankruptcy requires the potential bankruptcy debtor to pass an income test-- the Means Test-- formally denominated Form...
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