Archived
My spouse has charge card debts $55,000 with $670 in fin. chgs. monthly) are these my debts also. I'm not named on any card.
Gary's answer
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Answered on May 21, 2013
See if you are listed as responsible on your credit report.
Obtain a credit report from TransUnion, Equifax and/or Experian at...
Archived
My morgage company told me they charged off my loan and there will be no forclose. I don't know what that mens.
Gary's answer
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Answered on May 19, 2013
You wrote, "My morgage company told me they charged off my loan and there will be no forclose."
A: The charge off is accounting.
"No...
Archived
Filed bankruptcy, had to move out of house, now there is water damage
Gary's answer
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Answered on May 19, 2013
You wrote, "Filed bankruptcy, had to move out of house, now there is water damage. ...There is substantial damage to a number of rooms and mold...
Archived
Can someone put you on their bankruptcy if he or she doesn't know your whereabout?
Gary's answer
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Answered on May 19, 2013
You wrote, "My ex owes me money. ...
1. Can he put me on his bankruptcy if he doesn't know my address?
A: Yes.
A bankruptcy debtor may list a...
Archived
Can I be denied BK if I collect a sizeable commission right before my 341 BK hearing?
Gary's answer
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Answered on May 19, 2013
I deem it likely that the bankruptcy Trustee will attempt to seize the commissions as property of the bankruptcy estate.
Archived
Credit report
Gary's answer
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Answered on May 19, 2013
Obtain a credit report from TransUnion, Equifax and/or Experian at <annualcreditreport.com>.
You will have to provide a social security number:...
Archived
Can I reaffirm my mortgage two years after my Ch 7 bankruptcy was closed.
Gary's answer
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Answered on May 19, 2013
You wrote, "Can I reaffirm my mortgage two years after my Ch 7 bankruptcy was closed."
A: Only if the case is re-opened by motion and the...
Archived
In a chapter 13 bankruptcy. Received notice of postpetition mortgage fees,expenses,and charges filing. This is for unpaid taxes.
Gary's answer
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Answered on May 18, 2013
You might get the discharge order, but if the post-petition expenses are not paid by the date of discharge, you would likely immediately be in...
Archived
If a spouse has opened up lines of credit in his/her own name, would the other spouse be held responsible for that debt?
Gary's answer
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Answered on May 18, 2013
You wrote, "If a spouse has opened up lines of credit in his/her own name, would the other spouse be held responsible for that debt?"
A: The...
Archived
Bankruptcy and back taxes.
Gary's answer
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Answered on May 16, 2013
The IRS won't levy or garnish during the automatic stay.
I have doubts if an "informational notice" on a non-dischargeable debt is a violation...
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