Is disposable income for a chap13 filing more or less stringent than for a chap.7 filing

You wrote, "Is disposable income for a chap13 filing more or less stringent than for a chap.7 filing?" A: Less stringent. The 401k loan...

My child died and I want to take over her car for my other daughter. It is worth 13K and she owes 22k. How do we get to pay less

I am puzzled by the answers of my colleagues..., The debt lies against the estate of your deceased daughter; I don't see how you have standing...

Daughter age 18, joined sports team, signed contract, has been making payments. Owner sent me to collections for balance due.

Obtain a copy of your credit report.

How long after a bankruptcy is dismissed can a creditor legally hold a detrimental report om my credit report?

You did not write when the foreclosure occurred. Although bankruptcy and foreclosure are often at about the same time, each is a separate credit...

You wrote, "Can a charged-off account purchased by junk debt buyer be sold back to initial creditor to file lawsuit & collect? A: Yes.

How do I find out the "real" date of last payment?

You wrote, "I have an old debt which is nearly past statute of limitations. Having checked for the last payment on Transunion, Equifax and Experian...

Mortgage was included in banc. discharge.

It is unlikely that you can reopen a 2 year old bankruptcy for a Reaffirmation Agreement. Find another lender.

My attorney I just hired wants me to pay him thru a PayPal account to another persons name in another state ?

You wrote, "My attorney I just hired wants me to pay him thru a PayPal account to another persons name in another state ?" How would the...

How can I protect myself from my wife's debt in a Ch. 7 bankruptcy if I have to file alone due to her not cooperating?

You wrote, "If I file [bankruptcy] alone while still legally married, are they're any protections, legally, for me to keep her debt from becoming...

Do I list the amounts twice in schedule F ? Credit card co and collection agency, or just the agency?

List the balance one time. In Eastern District of MO, where I practice, I would list the balance under the Creditor.