Archived
Can i pay off my chapter 13 early? I'm in the 28th month of the 36 month plan.
Gary's answer
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Answered on July 07, 2013
You wrote, " i have been offered a job in a neighboring state... do i need to ask permission to even take the job and move?"
A: No.
Archived
Change in income during a Bankruptcy process in chapter 7
Gary's answer
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Answered on July 07, 2013
Regarding a change in income two weeks after filing a Chapter 7, You wrote, "Is this info listed in the bankruptcy laws.?"
A: See Schedule I,...
Archived
Are monies from a work injury (total disability insurance) and social security subject to attachment.
Gary's answer
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Answered on July 06, 2013
You wrote, "Is disability insurance considered income[?]"
A: Yes.
Archived
I want to know if you received a summons on a car that you have, cause of behind pmts, can they garnish my check, and car
Gary's answer
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Answered on July 06, 2013
You may be able to negotiate a settlement or consent judgment.
Archived
My Mother's only income is Social Security. She obtained "pay day loans" which left her account over drafted by $700.
Gary's answer
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Answered on July 06, 2013
Her bank will not open a new account with the overdraft unpaid.
Archived
I just received a notice fron a law firm in Arizona that they are going to garnish my wages I am 76 years old and on SS .
Gary's answer
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Answered on July 06, 2013
Confirm that a judgment actually exists.
Archived
How do I look up the proof of service in Hennepin County Minnesota for a judgement entered against me?
Gary's answer
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Answered on July 06, 2013
Call the clerk of the court or look for an online case net.
Archived
If a private student loan lender (original creditor) transfers the loan to a collection agency, does it no longer own the loan?
Gary's answer
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Answered on July 05, 2013
You wrote, "Can the collection agency return the loan back to the original creditor,[?]"
A: it is rare, but the collection rights could be...
Archived
After 2 years discharge chapter 7 can i buy a house pay cash ?
Gary's answer
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Answered on July 05, 2013
Yes.
But you might do more for your credit score if you made a very large downpayment and financed a small balance.
Archived
What are options after foreclosure has been filed? What is the first step to take in finding an alternative after foreclosure?
Gary's answer
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Answered on July 04, 2013
It is unlikely that you can save your house.
A Chapter 13 may be an option.
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