Archived
I received an Electric Bill for $4000 a year after I moved out. They said there was a meter error for over 4 years. Do I pay?
Gary's answer
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Answered on July 11, 2013
Get your documentation gathered and preserved, that would include bills and payments. Scanning to PDF would be good.
In Eastern MO, where I...
Will a process server call to say they have papers to deliver and then give a 1-866 phone number to place a Stop Order?
Gary's answer
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Answered on July 11, 2013
That might be the Arizona Collection Agency, check out the link.
Archived
Chapter 7 bankruptcy and receiving a inheritance in Connecticut
Gary's answer
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Answered on July 10, 2013
Although I take exception to attorney Abrams advising what is "reasonable" when addressing a question of what is "legal," Attorney Abrams alluded...
Archived
If chase said they did a charge off and never notified me. and my husband died and i got the money to pay it off can i take them
Gary's answer
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Answered on July 10, 2013
You wrote, "If [C]hase said they did a charge off and never notified me... can i get ... my money back for them not telling me[?]..."
A: No.
Archived
I am being sued by a medical practice in NJ for $276 and I want to know my options and the best one to take. I now reside in MA.
Gary's answer
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Answered on July 10, 2013
Sometimes a checkbook is the better part of litigation.
Archived
Is there a certain time period before a person files Chap 7 BK in which he could convert assets into exempt status ?
Gary's answer
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Answered on July 10, 2013
I have advised clients to do a "trade-down, spend-down", but as other attorneys noted, this is tricky stuff.
Archived
I am trying to find out if
Gary's answer
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Answered on July 10, 2013
Yes, as attorney Berkus said, consult a local attorney.
In most areas, a free consultation can be found, you could start with the "find a...
Archived
Hello, if you have to pay back unemployment due to over payment, can you discharge it in bankruptcy? 3 years worth.
Gary's answer
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Answered on July 09, 2013
You wrote, "I owe 3 years back unemployment, Can I discharge this in bankruptcy court?"
A: From your recital of facts, "Yes."
However, you...
Can I be sued for a 17 year old credit card debt.
Gary's answer
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Answered on July 08, 2013
The judgment is legal until challenged and overturned.
Archived
Can I allege creditor committed fraud in bankruptcy?
Gary's answer
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Answered on July 08, 2013
You wrote, "Can I ... (2) try to get the bankruptcy judge to lower the amount owed to the mortgage companies as I allege they conducted fraud in...
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