Unsecured credit card debt,what do I do?
Your homestead exemption, if any, will be critical in determining the viability of a bankruptcy. I hope you have consulted with a bankruptcy...
Saint Louis, MO
Criminal defense Lawyer at Saint Louis, MO
Practice Areas: Criminal Defense, Bankruptcy & Debt ... +3 more
Your homestead exemption, if any, will be critical in determining the viability of a bankruptcy. I hope you have consulted with a bankruptcy...
The homestead exemption can be claimed by an owner of property who resides on the land. The exemption is currently $15,000 under Missouri statute.
You wrote, "Is it automatically safe without filing paperwork?" Unlike some states, a formal filing of declaration of homestead is not required in MO.
If you use a credit card shortly before filing chapter 7 bankruptcy, you open yourself to an adversary proceeding to have that debt excepted from...
Get a copy of the towing authorization: it will make a difference in who, or whether, you will be able to sue.
It would be helpful if you added to your question (by editing) the reason or nature of the lien...what it was for.
The foreclosure will not be removed,,but it's effects can be mitigated by a bky discharge.
Is the garnishment administrative or arising from a court judgment?
Obtain a credit report to see who currently owns the loan, it may have been sold to a debt buyer.
Collection actions, such as garnishment or levy, are usually writs issued in aid of a judgment after the judgment has become final.