Archived
Out-of-state residence bought a car from a dealer in Texas that went bankruptcy, how to obtain my title ? Hire attorney ?
Gary's answer
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Answered on August 16, 2013
You wrote, "the website of [Texas] DMV... says that I should first determine whether my vehicle is covered by a court order"
A: The court order...
Archived
Is it legal for collection agency to take money from my bank account when I paid the debtor?
Gary's answer
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Answered on August 16, 2013
Review the original contract for the collection terms.
Archived
Have finished 341 Creditors Meeting in Chapter 7 BK. Also have filed the post debt education Certificate required on 08/26/2013.
Gary's answer
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Answered on August 16, 2013
From your recital of facts, the last date to determine dischargeability is 8/26. If your district is one in which the court prepares the order of...
Archived
Can collection company negatively report on a debt that was paid off over 7 years ago?
Gary's answer
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Answered on August 16, 2013
From your recital of facts, it appears the dispute arose in 2006; depending on the month, seven years has not yet expired in 2013.
Archived
Head of household
Gary's answer
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Answered on August 16, 2013
It is not a request to reverse the earlier finding, but a new filing to determine if circumstances have changed.
Archived
Foreclosed in 2011 sold at auction, filing bankruptcy and got a check for 3000 from foreclosure review, how will this effect me
Gary's answer
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Answered on August 15, 2013
You wrote, "I foreclosed on a home in 2011 and it was sold at public auction."
A: You may have some income from the foreclosure, but I doubt it...
Archived
Received bill from IRS, claiming tax due for cancelled debt, never received 1099s for these, can we fight this
Gary's answer
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Answered on August 15, 2013
You wrote, "how would we have known we were to declare it..., we did not purposely try to hide it ..."
A: The notice may have been sent to an...
Archived
My son had been dinged on his credit for a gym membership the problem is he was 16 when it was reported, is that legal for them?
Gary's answer
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Answered on August 15, 2013
Probably a violation of the FCRA.
Dispute the debt with the CRA.
Can tolls and penalties be discharged in bankruptcy
Gary's answer
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Answered on August 15, 2013
Money owed to the government can sometimes be discharged in a Chapter 7 bankruptcy. For example, older income tax obligations.
Your post...
Archived
Chapter 7 Bankruptcy --- currently unemployed ---- safe to get a high paying job after the 341 meeting.
Gary's answer
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Answered on August 14, 2013
You wrote, "I will get will be 40,000 year salary average which would put me into a chapter 13 if the trustee knew this."
A: The median income for...
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