Archived
My wife has filed for a Chapter 7 , it is a second filiing in a year from dismissed 13, a foreclosure is scheduled for the 23rd
Gary's answer
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Answered on August 18, 2013
You wrote, "does she need to file motion to extend the stay?..."
A: Yes if she thinks it will temporarily stop the motion for relief and provide...
Archived
Would it hurt our credit rating if we sign an unsecured note on a house that we are selling.
Gary's answer
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Answered on August 18, 2013
You wrote, "Would it hurt our credit rating if we sign an unsecured note on a house that we are selling."
A: It reads like you are making a short...
Archived
Will I be responsible for my partner's old debt if we get married in NY and he passes away?
Gary's answer
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Answered on August 18, 2013
You would not acquire an obligation to pay his contractual obligations simply because of a marriage to him.
Of course, don't pledge any assets...
If I was awarded SSDI/SSI backpay, will they take it all to pay my defaulted student loans?
Gary's answer
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Answered on August 18, 2013
There are interception programs for defaulted student loans, but I have never heard of such a program based on a SS disability award payment.
Your...
Archived
What is a motion for debtor exam but no court date on letter from court
Gary's answer
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Answered on August 18, 2013
If the date of the motion was left off, I am sure you could call the bankruptcy clerk and find out the date of the hearing on the motion. You...
Archived
Lab/Collections agency want us to pay a bill of $995
Gary's answer
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Answered on August 18, 2013
I cannot find any fault with the Collections.
IMHO, the issue is between the Women's Group and your wife.
Archived
In chapter 13, 59 months, paying 250/mo. just got letter to dismiss due unfeasible? case will run 154 months,
Gary's answer
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Answered on August 18, 2013
You wrote, "In chapter 13, 59 months..."
A: It is almost certainly too late to save this Chapter 13 in its 59th month.
What happens after you pay all your payments on your chapter 13 plan?
Gary's answer
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Answered on August 18, 2013
Assuming your case is eligible for discharge, feasible, all payments are made and all administrative closing requirements are met, then see the...
Archived
What do I do if a mtg co has filed a motion to lift the automatic stay in chapter 13 bk that was confirmed over a year ago?
Gary's answer
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Answered on August 17, 2013
If your accruing, post-filing mortgage loan payments have been timely made and any arrearage has been included in the 13 plan with timely payments...
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Archived
Do I have a case?
Gary's answer
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Answered on August 17, 2013
You have two potential causes of action:
1. Breach of contract with the credit counselor
2. FCRA violations,
Consult a local attorney.
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