Archived
If I owe money on a business credit card and am unable to pay, can the cc company put a lien on my home or garnishee my wages?
Gary's answer
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Answered on August 24, 2013
A MO circuit court's final judgment creates a lien on any debtor real property located in the Missouri county in which the judgment was rendered;...
Archived
If I move back to CA where SOL of 4 yrs has run out on a credit card debt ,can a MO lawyer/collector still sue me in court?
Gary's answer
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Answered on August 24, 2013
Your question is whether MO has a "borrowing statute" whereby, MO, as the forum state for the hypothetical action at law, would apply its own,...
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Archived
Why I've to pay bankruptcy attorney fee upfront ?
Gary's answer
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Answered on August 23, 2013
For a Chapter 7, in most districts, if an attorney files with unpaid fees, those fees would be subject to discharge in the bankruptcy.
Archived
Is it legal to tell someone over the phone they will be arrested and sued for a payday loan?
Gary's answer
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Answered on August 23, 2013
Probably a debt buyer and likely a violation of the FDCPA.
When you file chapter 7 bankruptcy, do the courts/trustee take your entire paycheck or portion of it to pay creditors?
Gary's answer
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Answered on August 23, 2013
Some district allow bankruptcy Trustees to pursue earned-but-unpaid wages as of the date of filing bankruptcy.
A Chapter 7 bankruptcy Trustee...
Archived
Can I still file for bankruptcy?
Gary's answer
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Answered on August 23, 2013
The charge off is irrelevant to your eligibility for bankruptcy.
Archived
What is the 341 meeting like?
Gary's answer
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Answered on August 23, 2013
You wrote, "...the 341 meeting... If they have a problem or question it is tabled for later resolution ...?"
A: Yes.
That is not uncommon,...
Archived
Need to amend schedule B and C in Chapter 7 in Illinois and possible pending medical malpractice suit
Gary's answer
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Answered on August 22, 2013
The bankruptcy Trustee has been markedly accommodating, perhaps s/he can advise you on the amendments.
Archived
If my bank didn't reaffirm my mortgage after my bankruptcy, how will it affect my credit if I give the house back to the bank?
Gary's answer
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Answered on August 22, 2013
Consider a short sale without recourse for any deficiency or a deed in lieu of foreclosure with forgiveness of debt and no recourse by the lender.
Archived
Do I have any legal course of Action against my credit union for verifying a check that couldn't be verified?
Gary's answer
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Answered on August 22, 2013
You fell for a classic scam.
I hope you lawfully recorded the conversations or have documentation of the assurances of the credit union.
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