How do you deal with a lien when your home loan has been discharged in a Chapter 7 BK.and you want to stay in your home?

You wrote, "Is it legal to modify a discharged loan?" A: No. But I know of no law that prevents you from refinancing your unpaid lien.

Selected as the best answer

Do I have to declare life insurance received if I file bankruptcy?

Your "bankruptcy estate" property is usually what you own on the date of filing; however, some property (say an inheritance accruing within 180...

What does it mean if it states on your credit report that your mortgage has been discharged?

You wrote, "Those 3 payments [we fell behind] were rolled into the bankruptcy." A: Frankly, your assessment sounds more wistful than accurate....

What is up for 'grabs' in a personal bankruptcy?

You wrote, " would a Bankruptcy Court take a family inheritance that I may be receiving? " A: You mentioned in a comment that the inheritance was...

I've had it with my bankruptcy attorney. I need some legal advice.

In Eastern District of MO, where I practice bankruptcy, I have litigated two sanctions motions in my career: based on my experiences, I would...

I filed chapter 7 and it was settled in 4/10. My house was not included. In 4/11 I paid the mortgage off and received a

It's apparently my minority position night amongst my colleagues... IMHO, an account can be paid as agreed (timely payments, in full, etc.) even...

Is a Judgment from a civil suit resulting of an uninsured car crash a Secured Claim or Unsecured Claim in Chapter 7 Bankruptcy?

The claim is a Schedule F. "Unsecured, Non-Prority Creditors" item. However, a judgment lien may have attached against your property under state...

Will bankruptcy discharge fines from the city for code violations?

See 11 U.S.C. § 523.a.7, denying discharge of a debt ... (7) to the extent such debt is for a fine, penalty, or forfeiture payable to and for the...

What are a relative in a clawback lawsuit's rights?

I suspect the most common reason a bankruptcy Trustee would drop the action is if the target is judgment proof.

Can you pay your chapter 13 debts off early

You wrote, "Can you pay your chapter 13 debts off early?" A: Yes, but only under certain conditions, including: 1. >36.01 months into the...