Archived
Is there a way to stop a wage garnishment based limited income without a bankruptcy?
Gary's answer
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Answered on August 29, 2013
The Federal standards for exemption may apply.
Archived
My husband has a gambling addiction. How do I protect myself from this behavior?
Gary's answer
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Answered on August 29, 2013
Consider a freeze on your credit accounts.
Archived
If I have filed ch7 bk 10 years ago and on my public record a flag says REPEAT will that delay my discharge? also say NODISMISS
Gary's answer
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Answered on August 29, 2013
You are unable to analyze the facts without legal training and your recital of facts borders on the incomprehensible.
Consult a local attorney...
Archived
I have been paying ten dollars a month to dhat they have cashed my 8 checks can they turn me over to a collection agency
Gary's answer
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Answered on August 29, 2013
Yes.
Unless you have a contract whereby the Creditor is agreeing to forestall other collection efforts if you make the $10 monthly payment.
Archived
An "Authorized User" charged items on my credit card account after I told him not to make any more purchases.
Gary's answer
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Answered on August 29, 2013
You have made the error of assuming good faith: Revoke the authorized user authorization immediately.
Archived
What happens if I do not appear at a pretrial hearing for a debt collection but my husband does?
Gary's answer
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Answered on August 29, 2013
If you were not sued, your appearance is irrelevant.
Archived
I have been renting a home for the past 3 yrs from a relative. How can I show mortgage lenders my payment history?
Gary's answer
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Answered on August 29, 2013
A sworn affidavit from the successor Trustee might do the trick.
Archived
Should my 2003 tax bill have been abated in my 2007 bankruptcy discharge? The 2004 tax bill was fully abated.
Gary's answer
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Answered on August 29, 2013
You wrote, "A substitute return was filed by the IRS in 2006 on the 2003 tax year."
A: A substituted return is not a return that you filed.
The...
Archived
Are state chartered banks in Missouri REALLY exempt from the Missouri Merchandising Practices Act???
Gary's answer
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Answered on August 29, 2013
Ordinarily I would just select "I agree" with an out of state attorney correctly citing MO law, but Attorney Corbin went above and beyond in...
Archived
Do I need a bankruptcy attorney or a civil attorney? Or a different type of an attorney altogether?
Gary's answer
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Answered on August 29, 2013
You wrote, "I don't even know if he filed [the bankruptcy] on 8/23/2013 like he promised."
A: Call the clerk of the Bankruptcy court.
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