Archived
It's been a year since retainer in 10/13.My lawyer still hasn't filed my Chapter 7 bankruptcy petition. What recourse do I have?
Gary's answer
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Answered on October 01, 2013
You wrote, "Genesis Law Group... Sr. Paralegal ... sent petition to an outside contracted attorney for me to sign."
Comment: perhaps I...
Archived
Will a quit claim deed to my ex-spouse prevent my creditors from putting a lien on the house?
Gary's answer
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Answered on October 01, 2013
You question reads like you are considering a conveyance of a real property interest in order to avoid Creditors.
Such a conveyance might be...
Archived
Can I be taken to court and have wage garnishment over internet payday loan?
Gary's answer
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Answered on October 01, 2013
You wrote, " I am being harrassed by a so called mediation place and a private locater"
A: A "private locater?!"
Well, that is a new euphemism...
Archived
Does a proof of claim filed in a chapter 7 case carry over when the case is converted to chapter 13?
Gary's answer
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Answered on October 01, 2013
Re-filing your proof of claim can do no harm.
Re-file your POC.
Archived
Can my 87 year old mother be dragged into court and prosecuted by a Debt Collector?
Gary's answer
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Answered on October 01, 2013
Bankruptcy is worth considering for your 87 year old mother if the freedom from collection pursuit is worth the emotional relief that bankruptcy...
Archived
Declaring bankruptcy. We own property with a renter in Charlotte, NC and live/rent in Los Angeles, Ca. Do we need two lawyers?
Gary's answer
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Answered on September 30, 2013
You only need one attorney to file your bankruptcy.
Whether you will need an attorney to do an eviction depends on whether you keep the property...
Archived
We had a land loan that was changed from interest only to principle only. It was charged off and this is damaging my credit. Why
Gary's answer
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Answered on September 30, 2013
You wrote, " If the loan was charged off, then why are we making monthly payments?"
A: You mentioned this was a land loan, your payments may be to...
Archived
Chapter 7 without including my wife.
Gary's answer
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Answered on September 30, 2013
You wrote, "Chapter 7 without including my wife?"
A: Yes, you can do that in bankruptcy and, from your recital of facts, it should be considered.
Archived
I filed chapter 7 and it was discharged. how do I file this on my tax return since I didn't sell the house.
Gary's answer
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Answered on September 29, 2013
Review the IRS information regarding Form 982.
Archived
I just got my hardship discharge and now my mortgage co(Nation Star)wants to collect all the interest that was waved is it legal
Gary's answer
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Answered on September 29, 2013
You are confused.
A Creditor can waive rights; a court can order the discharge of a bankruptcy debtor's obligation.
Consult a local attorney for...
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