Archived
I may have to file for Chapter 7 BK in 1 or 2 years if I can't turn things around. I just sold a investment property and
Gary's answer
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Answered on October 06, 2013
You wrote, "what can a Trustee do if I said I spend it on having a good time, ( gambling, party, etc. )."
A: Deny/revoke the discharge, seek a...
Archived
Should we pursue a bankruptcy/foreclosure or do a deed in lieu?
Gary's answer
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Answered on October 06, 2013
You wrote, "Goal is to stay in the home as long as possible in order to save money."
A: Then eschew the deed in lieu.
However, that may not be...
Archived
Can a finance company get a garnishment after 7 years from receiving a judgement ?No contact or payment made in 3 years.
Gary's answer
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Answered on October 06, 2013
Judgments expire after a certain number of years unless renewed/re-enrolled by Writ of Scire Facias or similar procedure.
Unfortunately the...
Archived
Debt collection agencey
Gary's answer
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Answered on October 05, 2013
A legal response is not required until you are served.
Archived
If a HELOC is discharged in bankruptcy and the owner is deceased does the estate have to satisfy the lien?
Gary's answer
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Answered on October 05, 2013
The discharge order likely discharged the decedent's personal liability--a protection that would extend to her estate.
The lien, however, remains...
Archived
Can I file property taxs on bankruptcy
Gary's answer
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Answered on October 05, 2013
You must list all your debts, even debts that are not dischargeable in your bankruptcy.
Archived
Can a creditor put a lien on my property for money my fiance owes when we are officially married?
Gary's answer
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Answered on October 05, 2013
Your fiancée should consider a non-recourse short sale.
Archived
Bankruptcy after divorce to clear my personal credit card debt? How long to wait?
Gary's answer
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Answered on October 05, 2013
You wrote, "Bankruptcy after divorce to clear my personal credit card debt? "
A: A bankruptcy discharge order affects your contractual liability...
Archived
Bank levy from a credit card company that has won judgement against me.
Gary's answer
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Answered on October 05, 2013
I cannot resolve the disagreement between the two TX attorneys who have answered regarding any borrowing statue that TX that might apply to a...
Archived
I finally got my HAMP trial modification from BOA made payments now they rescinded their offer to modify!!
Gary's answer
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Answered on October 05, 2013
Tender your payment by certified/authorized funds to secure your litigation position.
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