What should the settlement amount be for a $600 payday loan that went unpaid?

You wrote, "The collectors are saying there could be felony charges for 3 counts of check fraud because it is over $1000" A: The collectors are...

This windfall may be property of the bankruptcy estate, reportable to the bankruptcy Trustee and possibly turnover to the bankruptcy Trustee....

Am I liable to pay a wage garnishment if it was filed against the wrong company?

If the non-profit owes wages, commission or money to the judgment bankruptcy debtor, the non-profit must payover. Also, if there were...

You wrote, "the seven years that is required to be removed from my [credit] file has passed, can they still come after me?" A: The Statute of...

In a 1st Party and 3rd party lawsuit, what is your Attorney's job for 33 1/3?

Your attorney's obligations are determined under the contract you signed and the required duties under the Rules of Ethics for lawyers. You should...

When my fiance and I get married, if we have a joint account will I be responsible for past unpaid bills?

You will not be liable for collection of the judgment against your separate assets. In some community property states, community accounts may be...

My ex husband is being forced to convert from from Chapter 13 to chapter 7. Can he be denied chapter 7

Yes , your ex-spouse might be denied the Chapter 7. From your recital of facts, a charge of perjury might be the basis for a denial of discharge.

Confirm that a judgment was entered by checking online or physical court records.

Generally, the original contract controls as to which State law applies and the terms of collection. A State may override aspects of the contract...

Using Fed Exemptions on a Ch.7. Any problems adding unused Homestead Exempt. to my Wildcard to keep my bank accts of $5k? Thx!

You wrote, " Using Fed Exemptions on a Ch.7. Any problems adding unused Homestead Exempt. to my Wildcard to keep my bank accts of $5k?" A: Simply...