I agree with my colleagues from out of state. Once you were in default under the Agreement, the creditor can take any collection action available...

Serving Motion to avoid lien in chapter 7 bankruptcy

In the Eastern District of Missouri, you will just need to serve the creditor. The rules as suggested by my colleagues are applicable here in...

Can filling bankruptcy interfer with student loans?

I’m sorry to hear about your situation. I know that many times bankruptcy can help relieve just the type of stress that you are describing. ...

Car Loans/Car repossession

You need to look through the terms of your contract. There will be details on there as to how long a lender will wait before repossession. In...

Chapter 7 and vehicle co ownership

Thank you for the question. We frequently get this question in our office posed to us by our clients and the co-debtors of our clients. I will...

Chapter 13

I am an attorney in St. Louis, so my answer is based on the rules for the Eastern District of Missouri. If the case was filed in a different...

Can personal ch. 13 bankruptcy affect my business?

The answer to your question depends on a lot of factors, namely whether the debt associated with the business is personally guaranteed or not. If...

Credit

Technically, a bankruptcy can be on your credit report for up to 10 years...but ask yourself this: what will your credit look like if you don't do...

Is there such thing as Credit Card debt relief available?

You may be looking into debt settlement as an alternative to bankruptcy but I must caution you to be careful. The debt settlement industry is...

Can my husband re-file his chapter 13 due to getting hurt on the job, only getting workmans comp.

This is a potential issue for Chapter 13bankruptcy--and it's really great that you knew to ask! I would encourage you to explore chapter 13 as an...